123 Silvern St, Huron, OH 44839 Property Records

Erie County property record for 123 Silvern St, Huron, OH 44839

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,638 sqft · built 1989
Lot Size	0.132 acres (5,759 sqft)
Owner	Individual Name on File
Last Sale	$5,000 (Oct 2020)
Tax Bill	$2,339 (2025)
Deeds & Mortgages	May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`43-00294-000`

Property Details

APN / Parcel Number

Primary APN	`43-00294-000`
Alternative APN	`004206-8`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,638 sqft Living Area
Gross Area	2,058 sqft
1st Floor Area	1,029 sqft
Basement Area	1,029 sqft
Finished Basement	609 sqft
Unfinished Basement	420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	5,759 sqft (0.132 acres)
Lot Dimensions	90 ft deep x 40 ft wide
Garage Type	Basement
Deck Area	Deck Area
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	004206-8
Street Address	123 SILVERN ST
City	HURON
State	OH
Zip	44839-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	399 MICHIGAN AVE & 400 MICHIGAN AVE
Legal Subdivision	MICHIGAN AVENU
Jurisdiction	ERIE OH
Township / Civil Division	HURON
Census Block Group	1
Census Block	1016
Census Tract	40500

Owner

123 Silvern St is owned and occupied by an individual who bought it in October 2020.

Source: Erie County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	123 SILVERN ST, HURON, OH 44839-1227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2020 · Amount on File
Deed Sale	Oct 27, 2020 · Amount on File
Prior Sale	Jan 1, 1987
Deed Document Number	202010050
Prior Transfer Date	Sep 22, 2020
Prior Transfer Doc	0000010054
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	123 SILVERN ST, HURON, OH 44839-1227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004140
Date	May 30, 2019
Instrument	201904140

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 13, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 123 Silvern St was $2,339 with a homeowner's exemption, down 3.6% from the year before.

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
County Subdivision	Huron Township
Municipality	Huron City
Unified School District	Huron City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,339.00 (-3.63%)	$58,855 (-) Land $10,755 Building $48,100
2024	$2,427.00 (+7.58%) Homeowner's exemption	$58,855 (+23.69%) Land $10,755 Building $48,100	$168,160 Land $30,730 Building $137,430
2023	$2,256.00 (+14.4%) Homeowner's exemption	$47,582 (-0.01%) Land $9,520 Building $38,062
2022	$1,972.00 Homeowner's exemption	$47,586 Land $9,520 Building $38,066
2021			$135,950 Land $27,200 Building $108,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Silvern St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	52 (1979–2021)
Claims Outside the SFHA	11 of 52
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Silvern St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HURON CITY serves 6,893 people · EPA ID OH2201011
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Frontier Fiber	7,000 / 7,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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