123 Shadowgate, Forest City, NC 28043 Property Records

Rutherford County property record for 123 Shadowgate, Forest City, NC 28043 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 1960
Lot Size	0.419 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jan 2019)
Tax Bill	$113 (2022)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1646788`

Property Details

APN / Parcel Number

Primary APN	`1646788`
Alternative APN	`53218`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,508 sqft Heated Area
Utility Area	208 sqft
Utility Room	Utility Room
Flooring	Carpet
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,295 sqft (0.419 acres)
Garage Type	Carport
Carport	Carport
Porch	Porch
Deck Area	16 sqft
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	53218
Street Address	123 SHADOWGATE
City	FOREST CITY
State	NC
Zip	28043-4113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOWGATE LO10 PH2 PL30-45
Legal Subdivision	SHADOWGATE SUB
Legal Block	1
Legal Lot Number	10
Jurisdiction	RUTHERFORD NC
Township / Civil Division	COOL SPRING
Census Block Group	5
Census Block	5011
Census Tract	960800

Owner

Source: Rutherford County records · APN 1646788

Assessment roll updated January 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	123 SHADOWGATE, FOREST CITY, NC 28043-4113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 15, 2019 · Amount on Record
Deed Sale	Jan 15, 2019 · Amount on Record
Prior Sale	Nov 01, 2013
Deed Document Number	0020191277
Deed Book / Page	2019 / 1277
Record Updated	Jun 07, 2026

January 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jan 15, 2019
Property Address	123 SHADOWGATE, FOREST CITY, NC 28043-4113
Document Number	0020191277
Book / Page	2019 / 1277
Map Reference	MB 30 PG 45
Instrument Date	Jan 11, 2019
Instrument	201800006488
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 INTERVALE RD, 5, SMITHFIELD, RI 02917-2562

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 SHADOWGATE, FOREST CITY, NC 28043-4113

Mortgage

Document Number	201800006489
Date	Jan 15, 2019
Instrument	201800006489

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Feb 01, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	1-Year LIBOR
Max Rate	9.75%

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated January 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Forest City Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$217,300 Land $15,000 Building $202,300	$217,300 Land $15,000 Building $202,300
2022	$113.00 (-90.05%)
2021	$1,136.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	About 1 in 1,020 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 157 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Vyve Broadband	Cable	2,000 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: e-Polk. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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