123 Seneca Ave, Oneida, NY 13421 Property Records

Oneida County and Vernon Town property record for 123 Seneca Ave, Oneida, NY 13421

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,708 sqft · built 1906
Lot Size	0.573 acres (25,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Sep 2026)
Tax Bill	$4,411 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19180.1`

Property Details

APN / Parcel Number

Primary APN	`19180.1`
Alternative APNs	`600132101600010270010000` `306001 321.016-1-27.1`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,708 sqft Living Area
1st Floor Area	854 sqft
2nd Floor Area	854 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	25,000 sqft (0.573 acres)
Lot Dimensions	200 ft deep x 125 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	210 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	19180.1
Street Address	123 SENECA AVE
City	ONEIDA
State	NY
Zip	13421-2561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	HOUSE
Legal Block	1
Legal Lot Number	27.001
Jurisdiction	ONEIDA NY
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1036
Census Tract	24900

Owner

Source: Oneida County and Vernon Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6246 TILLER RD, MUNNSVILLE, NY 13409-2714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICU CREDIT UNION
Sep 16, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICU CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2026 · Amount on Record
Deed Sale	Sep 16, 2026 · Amount on Record
Prior Sale	Nov 16, 2012 · Amount on Record
Deed Document Number	202612436
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Recording Date	Sep 16, 2026
Property Address	123 SENECA AVE, ONEIDA, NY 13421-2561
Document Number	0000012437
Instrument Date	Sep 14, 2026
Instrument	202612437
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	STEWART GUARANTY TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 SENECA AVE, ONEIDA, NY 13421-2561

Mortgage

Document Number	0000012437,
Date	Sep 16, 2026
Instrument	202612437

Lender

Name	AMERICU CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Sep 16, 2026
Property Address	123 SENECA AVE, ONEIDA, NY 13421-2561
Document Number	0000012436
Instrument Date	Sep 2, 2026
Instrument	202612436
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	STEWART GUARANTY TITLE, STEWART TITLE GUARANTY COMPA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6246 TILLER RD, MUNNSVILLE, NY 13409-2714

Mortgage

Date	Sep 16, 2026

Lender

Name	AMERICU CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Oneida County and Vernon Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Vernon Town
Municipality	Oneida Castle Village
Unified School District	Oneida City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,411.00 (+2.04%) Homeowner's exemption
2025	$4,323.00 (+311.32%)	$78,100 (-) Land $6,000 Building $72,100	$179,540 (+9.2%) Land $13,793 Building $165,747
2023		$78,100 (-) Land $6,000 Building $72,100	$164,421 (+9.47%) Land $12,632 Building $151,789
2022	$1,051.00 Homeowner's exemption	$78,100 Land $6,000 Building $72,100	$150,192 Land $11,538 Building $138,654

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2011–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHERRILL - KENWOOD WD serves 3,142 people · EPA ID NY3202419
Water Source	Purchased surface water from ONEIDA CITY
Last State Inspection	Feb 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SLICFiber.

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