123 SE 545, Locust Grove, OK 74352 Property Records

Mayes County property record for 123 SE 545, Locust Grove, OK 74352

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,288 sqft · built 1974
Lot Size	29.1 acres (1,270,210 sqft)
Owner	2 Individual Names on Record
Last Sale	$217,000 (Apr 2025)
Tax Bill	$290 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000-11-20N-20E-1-007-00`

Property Details

APN / Parcel Number

Primary APN	`0000-11-20N-20E-1-007-00`
Alternative APN	`2769`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,270,210 sqft (29.1 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2769
Street Address	123 SE 545
City	LOCUST GROVE
State	OK
Zip	74352-1410
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	IP
Legal Description	11-20-20 NESENW LESS 1.2A,SENENW LESS NESENENW,N2SWNE ALL LESS HWY
Legal Range	20E
Legal Township	20N
Legal Section	11
Legal Subdivision	T20N-R20E
Jurisdiction	MAYES OK
Township / Civil Division	LOCUST GROVE
Census Block Group	2
Census Block	2036
Census Tract	40502

Owner

Source: Mayes County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	123 SE 545, LOCUST GROVE, OK 74352-1410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MASTER SERVICE CORPORATION
Apr 8, 2025	Warranty Deed, Transfer · USDA Mortgage MORTGAGE INVESTMENT SERVICES CORP
Oct 7, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2025 · Amount on Record
Deed Sale	Apr 8, 2025 · Amount on Record
Deed Document Number	2025746469
Deed Book / Page	1567 / 51
Prior Transfer Date	May 14, 2024
Prior Transfer Doc	001550/857
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAYES OK
Recording Date	Apr 23, 2026
Property Address	123 SE 545, LOCUST GROVE, OK 74352-1410
Document Number	001605/763
Book / Page	1605 / 763
Instrument Date	Apr 17, 2026
Instrument	2026755251
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	123 SE 545, LOCUST GROVE, OK 74352-1410

Mortgage

Document Number	0000755252,
Date	Apr 23, 2026
Instrument	2026755252

Lender

Name	MORTGAGE MASTER SERVICE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAYES OK
Recording Date	Apr 8, 2025
Property Address	123 SE 545, LOCUST GROVE, OK 74352-1410
Document Number	0001567/51
Book / Page	1567 / 51
Instrument Date	Apr 4, 2025
Instrument	I-1996-746469
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	CLEAR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$325.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	123 SE 545, LOCUST GROVE, OK 74352-1410

Mortgage

Document Number	I1996746470
Date	Apr 8, 2025
Instrument	I-1996-746470

Lender

Name	MORTGAGE INVESTMENT SERVICES CORP
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MAYES OK
Recording Date	Oct 7, 2024
Property Address	123 SE 545, LOCUST GROVE, OK 74352-1410
Document Number	001550/857
Book / Page	1550 / 857
Instrument Date	May 14, 2024
Instrument	I-1996-742516
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Mayes County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Mayes County
Unified School District	Locust Grove Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,472 (+241.32%) Land $1,904 Building $15,568	$155,999 (+15.26%) Land $16,997 Building $139,002
2025	$290.00 Homeowner's exemption	$5,119 (-0.02%) Land $832 Building $4,287	$135,342 (-4.01%) Land $21,997 Building $113,345
2024	$290.00 (+2.11%) Homeowner's exemption	$5,120 (+0.02%) Land $799 Building $4,321	$140,993 (+5.46%) Land $21,997 Building $118,996
2023	$284.00 Homeowner's exemption	$5,119 Land $842 Building $4,277	$133,697 Land $21,997 Building $111,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1986–2009)
Claims Outside the SFHA	1 of 5
Most Recent Claim	May 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · lower than 64% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCUST GROVE PWA serves 1,600 people · EPA ID OK1021668
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	41 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Salina Spavinaw Telephone Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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