123 School St, Olyphant, PA 18447 Property Records

Lackawanna County property record for 123 School St, Olyphant, PA 18447

Property Summary

Property Type	Single Family Home
Details	1,329 sqft · built 1960
Lot Size	0.141 acres (6,151 sqft)
Owner	Individual Name on Record
Last Sale	$155,100 (Aug 2017)
Tax Bill	$27,364 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11408040014`

Property Details

APN / Parcel Number

Primary APN	`11408040014`

Interior

Building Area	1,329 sqft Total Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	6,151 sqft (0.141 acres)
Lot Dimensions	158 ft deep x 34 ft wide

Location & Zoning

Street Address	123 SCHOOL ST
City	OLYPHANT
State	PA
Zip	18447-1733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34X158X48X150 W-03 B-011 L-026 P-000
Legal Block	11
Legal Lot Number	26
Jurisdiction	LACKAWANNA PA
Township / Civil Division	OLYPHANT
Census Block Group	1
Census Block	1021
Census Tract	111400

Owner

Source: Lackawanna County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	123 SCHOOL ST, OLYPHANT, PA 18447-1733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS SAVINGS BANK
Jun 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage PSECU
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 18, 2017	Grant Deed, Transfer · Conventional with PMI STEARNS LNDG
Aug 29, 2017	Trustee's Deed, Construction Loan · Line of Credit FIDELITY DEPOSIT & DISCOUNT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2017 · Amount on Record
Deed Sale	Aug 18, 2017 · Amount on Record
Prior Sale	Apr 21, 2006 · Amount on Record
Deed Document Number	201712951
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACKAWANNA PA
Recording Date	Jun 23, 2026
Property Address	123 SCHOOL ST, OLYPHANT, PA 18447-1733
Document Number	0000009991
Instrument Date	Jun 11, 2026
Instrument	20269991
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TIGER ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 SCHOOL ST, OLYPHANT, PA 18447-1733

Mortgage

Document Number	0000009991,
Date	Jun 23, 2026
Instrument	20269991

Lender

Name	CITIZENS SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 16, 2036

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACKAWANNA PA
Property Address	123 SCHOOL ST, OLYPHANT, PA 18447-1733
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007754
Date	Jun 1, 2023
Instrument	202307754

Lender

Name	PSECU
Type	Credit Union
Address	HARRISBURG, PA 17106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2028

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACKAWANNA PA
Property Address	123 SCHOOL ST, OLYPHANT, PA 18447-1733
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011941
Date	Jun 1, 2021
Instrument	202111941

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Nov 1, 2047

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LACKAWANNA PA
Recording Date	Aug 18, 2017
Property Address	123 SCHOOL ST, OLYPHANT, PA 18447-1733
Document Number	0000012951
Instrument Date	Aug 17, 2017
Instrument	12951
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	NATIONAL ABSTRACT COMPANY INC, NATIONAL ABS CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,551.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	123 SCHOOL ST OLYPHANT PA 184471733, OLYPHANT, PA 18447-1733

Mortgage

Document Number	12952
Date	Aug 18, 2017
Instrument	12952

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2047

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LACKAWANNA PA
Recording Date	Aug 29, 2017
Property Address	123 SCHOOL ST, OLYPHANT, PA 18447-1733
Instrument Date	Aug 11, 2017
Instrument	13579
Transaction Type	Construction Loan
Record Updated	Sep 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 SCHOOL ST OLYPHANT PA 184471733, OLYPHANT, PA 18447-1733

Mortgage

Document Number	0000013579
Date	Aug 29, 2017
Instrument	13579

Lender

Name	FIDELITY DEPOSIT & DISCOUNT BK
Type	Bank
Address	DUNMORE, PA 18512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 28, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lackawanna County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lackawanna County
Municipality	Olyphant Borough
Unified School District	Mid Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$27,364.00 (+2,593.31%)	$177,920 (+3,458.4%) Land $39,710 Building $138,210
2024	$1,016.00	$5,000 Land $1,500 Building $3,500	$177,920 (+3,458.4%) Land $39,710 Building $138,210
			$5,000 Land $1,500 Building $3,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	34 (1983–2013)
Claims Outside the SFHA	9 of 34
Most Recent Claim	Jun 2013 · other causes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Sep 2003 · 6 claims Severe Storms And Flooding, Jan 1996 · 10 claims Hurricane Gloria, Sep 1985 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMER WATER CO LAKE SCRANTON private · serves 137,142 people · EPA ID PA2359008
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
ICON Technologies Fixed Wireless	100 / 50
SkyPacket Fixed Wireless	100 / 20

May also be available: Greenlight Networks, T-Mobile, Verizon.

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