123 School St, Berwick, ME 03901 Property Records

York County and Berwick Town property record for 123 School St, Berwick, ME 03901

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,605 sqft · built 1965
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$292,400 (May 2018)
Tax Bill$4,427 (2025)
Deeds & MortgagesOct 2020 Mortgage
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNBERW M:U003 B:44

Property Details

APN / Parcel Number

Primary APNBERW M:U003 B:44
Alternative APN
  • 2917

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,605 sqft Living Area
Gross Area3,192 sqft
1st Floor Area946 sqft
Basement Area750 sqft
Unfinished Basement750 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2917
Street Address123 SCHOOL ST
CityBERWICK
StateME
Zip03901-2723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block44
JurisdictionBERWICK ME
Township / Civil DivisionBERWICK
Census Block Group1
Census Block1016
Census Tract32001

Owner

123 School St is owned and occupied by an individual who bought it in May 2018.

Source: York County and Berwick Town records, as of July 30, 2026

Owner of RecordIndividual Name on File
Mailing Address123 SCHOOL ST, BERWICK, ME 03901-2723
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2020Deed of Trust, Mortgage · FHA Mortgage
CMG MORTGAGE INC
May 29, 2018Warranty Deed, Transfer
PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 2018 · Amount on File
Deed SaleMay 29, 2018 · Amount on File
Prior SaleMar 1, 2011 · Amount on File
Deed Document Number20182018019228
Deed Book / Page17721 / 0079
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERWICK ME
Property Address123 SCHOOL ST, BERWICK, ME 03901-2723
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0184170549
DateOct 19, 2020
Book Page18417/549
Instrument2020052896
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERWICK ME
Recording DateMay 29, 2018
Property Address123 SCHOOL ST, BERWICK, ME 03901-2723
Document Number0177210079
Book / Page017721 / 000079
Instrument DateMay 24, 2018
Instrument19228
Transaction TypeTransfer
Record UpdatedMay 30, 2019
Title CompanyRED DOOR TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address109 S WOODY HILL RD WESTERLY RI 028915920, WESTERLY, RI 02891-5920

Mortgage

Document Number177210080
DateMay 29, 2018
Book Page017721/000080
Instrument19229
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
AddressALAMO, CA 94507
Agreement
AmountAmount on Record
Term360 Months
DueMay 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 123 School St was $4,427, up 4.6% from the year before.

Source: York County and Berwick Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
County SubdivisionBerwick Town
Unified School DistrictSchool Administrative District 60 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,427.00 (+4.56%)$339,500 (-) Land $85,400 Building $254,100
2024$4,234.00 (+9.63%)$339,500 (+61.05%) Land $85,400 Building $254,100
2023$3,862.00 (+0.55%)$210,800 (-) Land $61,000 Building $149,800$364,895
2022$3,841.00$210,800 Land $61,000 Building $149,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 School St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBERWICK WATER DEPARTMENT
serves 2,845 people · EPA ID ME0090150
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2019
Treatment and ProcedureNo certified operator
Oct 2022
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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