123 Sawbridge Dr, Ridgeland, MS 39157 Property Records

Madison County property record for 123 Sawbridge Dr, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 3,572 sqft · built 1989
Lot Size	0.321 acres (13,988 sqft)
Owner	2 Individual Names on File
Last Sale	$678,300 (Apr 2026)
Tax Bill	$2,602 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071G-26A-001/05`

Property Details

APN / Parcel Number

Primary APN	`071G-26A-001/05`
Alternative APNs	`071G-26A-001/05.00` `5867`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,572 sqft Adjusted Area
Gross Area	2,328 sqft
1st Floor Area	2,328 sqft
2nd Floor Area	698 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,988 sqft (0.321 acres)
Deck Area	376 sqft
Patio Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	5867
Street Address	123 SAWBRIDGE DR
City	RIDGELAND
State	MS
Zip	39157-9719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 SAWBRIDGE I OF DINSMOR C@29
Legal Range	01E
Legal Township	07N
Legal Section	26
Legal Subdivision	SAWBRIDGE 1 DINSMOR
Legal Lot Number	4
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2013
Census Tract	30206

Owner

123 Sawbridge Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Madison County records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	123 SAWBRIDGE DR, RIDGELAND, MS 39157-9719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2026 · Amount on File
Deed Sale	Apr 2, 2026 · Amount on File
Deed Document Number	20261048854
Deed Book / Page	4665 / 202
Prior Transfer Date	Nov 16, 2012
Prior Transfer Doc	2867/0860
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Apr 2, 2026
Property Address	123 SAWBRIDGE DR, RIDGELAND, MS 39157-9719
Document Number	0001048854
Book / Page	4665 / 202
Instrument Date	Mar 27, 2026
Instrument	20261048854
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	123 SAWBRIDGE DR, RIDGELAND, MS 39157-9719

Mortgage

Document Number	0001048855,
Date	Apr 2, 2026
Instrument	20261048855

Lender

Name	STONE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 123 Sawbridge Dr was $2,602 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,602.00 Homeowner's exemption	$32,928	$329,280 Land $60,000 Building $269,280
2024	$2,602.00
2023	$2,602.00 Homeowner's exemption	$32,928	$329,280 Land $60,000 Building $269,280

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 123 Sawbridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Sawbridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.7% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: NETSPEEDMS, T-Mobile, Verizon.

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