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123 Sandcastle Dr, Ormond Beach, FL 32176 Property Records

Volusia County property record for 123 Sandcastle Dr, Ormond Beach, FL 32176 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,524 sqft · built 1976
Lot Size0.287 acres (12,500 sqft)
Owner2 Trust Names on File
Last Sale$165,000 (Mar 2002)
Tax Bill$3,028 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Apr 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN4203-31-00-0360

Property Details

APN / Parcel Number

Primary APN4203-31-00-0360
Alternative APNs
  • 32140331000360
  • 03143231000360
  • 3033124.0
  • 3033124

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,524 sqft Living Area
Gross Area3,074 sqft
1st Floor Area2,524 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2017
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,500 sqft (0.287 acres)
Lot Dimensions125 ft deep x 100 ft wide
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area32 sqft
Patio Area240 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3033124
Street Address123 SANDCASTLE DR
CityORMOND BEACH
StateFL
Zip32176-4156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 36 SANDCASTLE SUB MB 32 PG 72 PER OR 4837 PG 3793
Legal Range32E
Legal Township14S
Legal Section03
Legal SubdivisionSANDCASTLE SUB MB
Legal Tract31
Legal Lot Number36
JurisdictionVOLUSIA FL
Township / Civil DivisionNORTH PENINSULA
Census Block Group2
Census Block2006
Census Tract80400

Owner

Source: Volusia County records · APN 4203-31-00-0360

Assessment roll updated March 16, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address123 SANDCASTLE DR, ORMOND BEACH, FL 32176-4156
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2025Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Apr 06, 2022Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
May 04, 2018Loan Modification, Mortgage · Conventional Mortgage
SUNTRUST BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 26, 2002 · Amount on Record
Deed SaleMar 26, 2002 · Amount on Record
Prior SaleNov 07, 2000 · Amount on Record
Deed Book / Page4837 / 3793
Prior Transfer DateAug 30, 1994
Prior Transfer Doc3948001598
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address123 SANDCASTLE DR, ORMOND BEACH, FL 32176-4156
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 SANDCASTLE DR, ORMOND BEACH, FL 32176-4156

Mortgage

Document Number0087972143
DateDec 30, 2025
Book Page8797/2143
Instrument2025241488
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 08, 2055

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address123 SANDCASTLE DR, ORMOND BEACH, FL 32176-4156
Transaction TypeMortgage
Record UpdatedApr 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 SANDCASTLE DR, ORMOND BEACH, FL 32176-4156

Mortgage

Document Number0082331767
DateApr 06, 2022
Book Page8233/1767
Instrument2022081279
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 01, 2037

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionVOLUSIA FL
Property Address123 SANDCASTLE DR, ORMOND BEACH, FL 32176-4156
Document Number0075471866
Instrument DateMay 04, 2018
Transaction TypeMortgage
Record UpdatedJun 22, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address123 SANDCASTLE DR ORMOND BEACH FL 321764156, ORMOND BEACH, FL 32176-4156

Mortgage

Document Number0075471866
DateMay 18, 2018
Book Page007547/001866
Instrument101386
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$233,658 (+2.7%)$428,225 (+0.9%) Land $170,185 Building $258,040
2025$3,028.00 (+7.22%) Homeowner's exemption$227,516 (+5.99%)$424,412 (-0.95%) Land $170,185 Building $254,227
2023$2,824.00 (+3.37%) Homeowner's exemption$214,665 (+3%)$428,472 (+10.8%) Land $170,185 Building $258,287
2022$2,732.00 Homeowner's exemption$208,413$386,696 Land $136,350 Building $250,346

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121270804002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 142 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies327 units insured
185 under condo master policies
Nearby Flood Claims43 (1980–2025)
Claims Outside the SFHA41 of 43
Most Recent ClaimApr 2025, tidal / storm surge
Claims By Storm
  • Hurricane Milton, Oct 2024 · 10 claims
  • Hurricane Ian, Sep 2022 · 4 claims
  • Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 12 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 579 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Wire 3 HoldingsFiber10,000 / 10,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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