123 Sandbur Dr, #E, Emerald Isle, NC 28594 Property Records

Carteret County property record for 123 Sandbur Dr, #E, Emerald Isle, NC 28594

Property Summary

Property TypeTownhouse
Details4 bd · 3 ba · 1,800 sqft · built 2006
Lot Size0.027 acres (1,176 sqft)
Owner2 Individual Names on File
Last Sale$281,500 (Feb 2012)
Tax Bill$2,460 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Mar 2020 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN5383.08.77.9545000

Property Details

APN / Parcel Number

Primary APN5383.08.77.9545000
Alternative APNs
  • 537794
  • 54475

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories3 Stories
Building Area1,800 sqft Heated Area
Gross Area1,152 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleTownhouse
Exterior MaterialVinyl
Foundation TypePile
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,176 sqft (0.027 acres)
Lot Dimensions154 ft deep x 47 ft wide
Garage TypeCarport
CarportCarport
Deck Area119 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number54475
Street Address123 SANDBUR DR, E
CityEMERALD ISLE
StateNC
Zip28594-2538
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionEAST UNIT SANDBURR TOWNHOMES - EMERALD ISLE
Legal SubdivisionSAND BURR TOWNHOMES
Legal Block77
Legal UnitS
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group2
Census Block2039
Census Tract970904

Owner

123 Sandbur Dr, #E is owned and occupied by two individuals who bought it in February 2012.

Source: Carteret County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address123 SANDBUR DR, E, EMERALD ISLE, NC 28594-2538
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2021Deed of Trust, Mortgage · Line of Credit
HOMETAP INVESTMENT PARTNERS II SPV LLC
Mar 4, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Mar 4, 2020Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK
Aug 27, 2019Warranty Deed, Transfer · Conventional with PMI
WELLS FARGO BK
May 1, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOUSING FIN AGCY
Apr 8, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 2012 · Amount on File
Deed SaleFeb 7, 2012 · Amount on File
Deed Document Number20121399121
Deed Book / Page1399 / 121
Prior Transfer DateNov 30, 2011
Prior Transfer Doc0013970320
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address123 SANDBUR DR # E, E, EMERALD ISLE, NC 28594-2538
Transaction TypeMortgage
Record UpdatedNov 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 SANDBUR DR, EMERALD ISLE, NC 28594-2538

Mortgage

Document Number0017510199
DateDec 22, 2021
Book Page1751/199
Instrument1751199
Lender
NameHOMETAP INVESTMENT PARTNERS II SPV LLC
TypeNon-Lending Institution
AddressBOSTON, MA 02199
Agreement
TypeLine of Credit
AmountAmount on Record

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address123 SANDBUR DR # E, E, EMERALD ISLE, NC 28594-2538
Document Number0016620011
Instrument DateMar 4, 2020
Transaction TypeMortgage
Record UpdatedJun 19, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 SANDBUR DR #E EMERALD ISLE NC 285942538, E, EMERALD ISLE, NC 28594-2538

Mortgage

Document Number0016620011
DateMar 18, 2020
Book Page001662/000011
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 17, 2050

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCARTERET NC
Property Address123 SANDBUR DR # E, E, EMERALD ISLE, NC 28594-2538
Document Number0016680161
Instrument DateMar 4, 2020
Transaction TypeMortgage
Record UpdatedJun 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 SANDBUR DR EMERALD ISLE NC 285942538, EMERALD ISLE, NC 28594-2538

Mortgage

Document Number0016680161
DateApr 3, 2020
Book Page001668/000161
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 2, 2050
Interest
Rate3.37%

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateAug 27, 2019
Property Address123 SANDBUR DR # E, E, EMERALD ISLE, NC 28594-2538
Document Number0016470280
Book / Page001647 / 000280
Instrument DateAug 15, 2019
Transaction TypeTransfer
Record UpdatedSep 26, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$670.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6418 OLD JENKS RD APEX NC 275238248, APEX, NC 27523-8248

Mortgage

Document Number16470281
DateAug 27, 2019
Book Page001647/000281
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 26, 2049

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address123 SANDBUR DR # E, E, EMERALD ISLE, NC 28594-2538
Document Number0016360389
Instrument DateMay 1, 2019
Transaction TypeMortgage
Record UpdatedMay 20, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address123 SANDBUR DR EMERALD ISLE NC 285942538, EMERALD ISLE, NC 28594-2538

Mortgage

Document Number0016360389
DateMay 2, 2019
Book Page001636/000389
Lender
NameHOUSING FIN AGCY
AddressPO BOX 28066, RALEIGH, NC 27611-8066
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate4%

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCARTERET NC
Recording DateApr 8, 2019
Property Address123 SANDBUR DR # E, E, EMERALD ISLE, NC 28594-2538
Document Number0016340224
Book / Page001634 / 000224
Instrument DateApr 8, 2019
Transaction TypeTransfer
Record UpdatedApr 18, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 SANDBUR DR #E EMERALD ISLE NC 285942538, E, EMERALD ISLE, NC 28594-2538

Tax Assessment & Valuation

The 2025 property tax bill for 123 Sandbur Dr, #E was $2,460.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$614,277 (-) Land $83,600 Building $530,677$614,277 (-) Land $83,600 Building $530,677
2025$2,460.00$614,277 Land $83,600 Building $530,677$614,277 Land $83,600 Building $530,677
2023$327,925 Land $126,434 Building $201,491$327,925 Land $126,434 Building $201,491
2022$1,870.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Sandbur Dr, #E in Zone X, an area of minimal flood risk, though there have been 86 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 604 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,140 units insured
incl. 536 condo units
Nearby Flood Claims86 (1996–2024)
Claims Outside the SFHA27 of 86
Most Recent ClaimSep 2024 · Potential Tropical Cyclone Eight
Claims by Event
  • Hurricane Florence, Sep 2018 · 68 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Ophelia, Sep 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Sandbur Dr, #E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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