Carteret County property record for 123 Sand Castle Dr, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,640 sqft · built 1995 |
| Lot Size | 0.305 acres (13,286 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $527,500 (Jan 2021) |
| Tax Bill | $3,042 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 5383.09.15.5594000 |
| Primary APN | 5383.09.15.5594000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,640 sqft Heated Area |
| Gross Area | 1,848 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Foundation Type | Pile |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,286 sqft (0.305 acres) |
| Lot Dimensions | 155 ft deep x 81 ft wide |
| Garage Type | Carport |
| Garage Area | 352 sqft |
| Carport | Carport |
| Carport Area | 352 sqft |
| Pool Area | 320 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 224 sqft |
| Deck Area | 42 sqft |
| Patio Area | 344 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 37594 |
|---|---|
| Street Address | 123 SAND CASTLE DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-2328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L26 BE SEA DUNES |
| Legal Subdivision | SEA DUNES |
| Legal Block | 15 |
| Legal Lot Number | 26 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 970904 |
123 Sand Castle Dr is owned by two individuals who bought it in January 2021.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 34 ROSE CT, STATEN ISLAND, NY 10301-3417 |
| Owner Type | Individual |
| Vesting | Her Husband |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2021 · Amount on File |
| Deed Sale | Jan 4, 2021 · Amount on File |
| Prior Sale | Aug 15, 2003 · Amount on File |
| Deed Document Number | 20211702347 |
| Deed Book / Page | 1702 / 347 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jan 4, 2021 |
| Property Address | 123 SAND CASTLE DR, EMERALD ISLE, NC 28594-2328 |
| Document Number | 0017020347 |
| Book / Page | 1702 / 347 |
| Map Reference | MB 16 PG 83 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 1702347 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,055.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3311 W RIVERSIDE DR, 3311, FORT MYERS, FL 33901-6735 |
| Name | Verified Name |
|---|---|
| Address | 34 ROSE CT, STATEN ISLAND, NY 10301-3417 |
| Document Number | 1702348 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 1702-348 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 123 Sand Castle Dr was $3,042.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $790,747 (-) Land $336,176 Building $454,571 | $790,747 (-) Land $336,176 Building $454,571 | |
| 2025 | $3,042.00 | $790,747 Land $336,176 Building $454,571 | $790,747 Land $336,176 Building $454,571 |
| 2023 | $385,410 Land $181,116 Building $204,294 | $385,410 Land $181,116 Building $204,294 | |
| 2022 | $2,021.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 Sand Castle Dr in Zone X, an area of moderate flood risk, though there have been 86 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 604 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1,140 units insured incl. 536 condo units |
| Nearby Flood Claims | 86 (1996–2024) |
| Claims Outside the SFHA | 27 of 86 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 Sand Castle Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures