Suffolk County and Islip Town property record for 123 S Windsor Ave, Brightwaters, NY 11718
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $989,000 (Aug 2023) |
| Tax Bill | $5,108 (2024) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Feb 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 472801 10.-3-20 |
| Primary APN | 472801 10.-3-20 |
|---|---|
| Alternative APNs |
|
| Lot Area | 24,829 sqft (0.57 acres) |
|---|---|
| Lot Width | 118 ft Width |
| Account Number | 405290 |
|---|---|
| Street Address | 123 S WINDSOR AVE |
| City | BRIGHTWATERS |
| State | NY |
| Zip | 11718-1507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NULL |
| Legal Description | X2206352Y177408 N H00000000 |
| Legal Block | 0003 |
| Legal Lot Number | 300 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 147100 |
Source: Suffolk County and Islip Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 92 BAYWAY AVE, BRIGHTWATERS, NY 11718-2012 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 31, 2023 | Deed, Transfer · ARM ISLAND FCU |
| Feb 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Feb 13, 2020 | Deed of Trust, Mortgage · Balloon Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2023 · Amount on Record |
| Deed Sale | Aug 31, 2023 · Amount on Record |
| Deed Book / Page | 13216 / 436 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 31, 2023 |
| Property Address | 123 S WINDSOR AVE, BRIGHTWATERS, NY 11718-1507 |
| Document Number | 0132160436 |
| Book / Page | 13216 / 436 |
| Instrument Date | Jun 1, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 92 BAYWAY AVE, BRIGHTWATERS, NY 11718-2012 |
| Document Number | 0235320381 |
|---|---|
| Date | Aug 31, 2023 |
| Book Page | 23532/381 |
| Name | ISLAND FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.7% |
| Type Change Date | Jun 1, 2033 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 123 S WINDSOR AVE, BRIGHTWATERS, NY 11718-1507 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0230040706 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 23004/706 |
| Instrument | DJ039360 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 123 S WINDSOR AVE, BRIGHTWATERS, NY 11718-1507 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231050496 |
|---|---|
| Date | Feb 13, 2020 |
| Book Page | 23105/496 |
| Instrument | DK040787 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Brightwaters Village |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | Bay Shore Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $66,000 (-) Land $15,600 Building $50,400 | $929,577 (+8.73%) Land $219,718 Building $709,859 | |
| 2024 | $5,108.00 | $854,923 (+12.44%) Land $202,073 Building $652,850 | |
| 2023 | $66,000 Land $15,600 Building $50,400 | $760,369 Land $179,724 Building $580,645 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 94 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 94 in force |
| Nearby Flood Claims | 124 (1979–2024) |
| Claims Outside the SFHA | 60 of 124 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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