Cook County property record for 123 S School St, Mount Prospect, IL 60056
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,047 sqft · built 1930 |
| Lot Size | 0.151 acres (6,570 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,154 (2023) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-12-207-007 |
| Primary APN | 08-12-207-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,047 sqft Living Area |
| 1st Floor Area | 1,047 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1931 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,570 sqft (0.151 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Street Address | 123 S SCHOOL ST |
|---|---|
| City | MOUNT PROSPECT |
| State | IL |
| Zip | 60056-3316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (PROSPECT) PARK SUB (NUMBER1) OF WH N60RDS OF SW SEC 12-41-11 |
| Legal Range | 11E |
| Legal Township | 41N |
| Legal Section | 12 |
| Legal Subdivision | PROSPECT PARK SUB NUMBER1 |
| Legal Block | 6 |
| Legal Lot Number | 12 |
| Jurisdiction | COOK IL |
| Township / Civil Division | ELK GROVE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 804901 |
123 S School St is owned and occupied by an individual who acquired it in October 2019.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 123 S SCHOOL ST, MOUNT PROSPECT, IL 60056-3316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 11, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 11, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 22, 2019 |
| Transfer Doc | 0000055242 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 123 S SCHOOL ST, MOUNT PROSPECT, IL 60056-3316 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Name | Verified Name |
|---|---|
| Address | 123 S SCHOOL ST, MOUNT PROSPECT, IL 60056-3316 |
| Document Number | 0005411040 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 2605411040 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Dec 11, 2019 |
| Property Address | 123 S SCHOOL ST, MOUNT PROSPECT, IL 60056-3316 |
| Document Number | 1934555242 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 34555242 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 123 S SCHOOL ST MOUNT PROSPECT IL 600563316, MOUNT PROSPECT, IL 60056-3316 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Dec 11, 2019 |
| Property Address | 123 S SCHOOL ST, MOUNT PROSPECT, IL 60056-3316 |
| Document Number | 1934555241 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 34555241 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 S SCHOOL ST MOUNT PROSPECT IL 600563316, MOUNT PROSPECT, IL 60056-3316 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Elk Grove Township |
| Municipality | Mount Prospect Village |
| Secondary School District | Township High School District 214 (09 - 12) |
| Elementary School District | Mount Prospect School District 57 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $37,001 Land $7,556 Building $29,445 | $370,010 Land $75,560 Building $294,450 | |
| 2023 | $7,154.00 (+4.44%) | ||
| 2022 | $6,850.00 Homeowner's exemption | $28,999 Land $6,241 Building $22,758 | $289,990 Land $62,410 Building $227,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 S School St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1990) |
| Most Recent Claim | Aug 1990 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 123 S School St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT PROSPECT serves 41,000 people · EPA ID IL0311980 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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