123 S Queen St, Dover, DE 19904 Property Records

Kent County property record for 123 S Queen St, Dover, DE 19904

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,175 sqft · built 2005
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Tax Bill	$1,324 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-05-077.09-01-06.00-000`

Property Details

APN / Parcel Number

Primary APN	`2-05-077.09-01-06.00-000`
Alternative APNs	`ED05077.090106.00/000` `11197`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,175 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	151 ft deep x 48.7 ft wide
View / Lot	Major Street/Thoroughfare
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	11197
Street Address	123 S QUEEN ST
City	DOVER
State	DE
Zip	19904-3257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG1
Legal Description	E. SIDE QUEEN ST., LOT 5, 7,375 SQ. FT. 123 QUEEN ST.
Legal Lot Number	5,7,375
Jurisdiction	KENT DE
Township / Civil Division	DOVER
Census Block Group	2
Census Block	2020
Census Tract	41400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Victorian Dover Historic District listed 1979 · 482 contributing resources · NRIS 79000622

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

123 S Queen St is owned and occupied by an individual.

Source: Kent County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	123 S QUEEN ST, DOVER, DE 19904-3257
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 17, 2020	Loan Modification, Mortgage · FHA Mortgage CITIMORTGAGE
Oct 30, 2012	Loan Modification, Mortgage CITIMORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	123 S QUEEN ST, DOVER, DE 19904-3257
Document Number	0000384995
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 S QUEEN ST DOVER DE 199043257, DOVER, DE 19904-3257

Mortgage

Document Number	0000384995
Date	May 1, 2020
Book Page	010164/000095
Instrument	384995

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2050

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENT DE
Property Address	123 S QUEEN ST, DOVER, DE 19904-3257
Document Number	0000385961
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 S QUEEN ST DOVER DE 199043257, DOVER, DE 19904-3257

Mortgage

Document Number	0000385961
Date	May 18, 2020
Book Page	010189/000045
Instrument	385961

Lender

Name	CITIMORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

October 2012: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENT DE
Property Address	123 S QUEEN ST, DOVER, DE 19904-3257
Document Number	0000337216
Instrument Date	Oct 30, 2012
Transaction Type	Mortgage
Record Updated	Apr 2, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 S QUEEN ST DOVER DE 199043257, DOVER, DE 19904-3257

Mortgage

Document Number	0000337216
Date	Mar 19, 2018
Book Page	009041/000315
Instrument	337216

Lender

Name	CITIMORTGAGE
Type	Mortgage Company
Address	O'FALLON, MO 63368

Agreement

Amount	Amount on Record
Term	300 Months
Due	Mar 18, 2043

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 123 S Queen St was $1,324, up 5.8% from the year before.

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Dover City
Unified School District	Capital School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,324.00 (+5.84%)	$212,900 Land $40,300 Building $172,600
2025	$1,251.00
2023	$891.00	$30,300 Land $3,500 Building $26,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 123 S Queen St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1992)
Most Recent Claim	Jan 1992 · Severe Coastal Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 123 S Queen St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER DEPARTMENT serves 39,491 people · EPA ID DE0000571
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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