Benton County property record for 123 S Michael St, Lowell, AR 72745
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,233 sqft · built 1998 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Jun 2013) |
| Tax Bill | $1,680 (2026) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01714-000 |
| Primary APN | 12-01714-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,233 sqft Living Area |
| Gross Area | 1,653 sqft |
| 1st Floor Area | 1,233 sqft |
| Flooring | Carpet |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 663 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 44307 |
|---|---|
| Street Address | 123 S MICHAEL ST |
| City | LOWELL |
| State | AR |
| Zip | 72745-8449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 30 |
| Legal Township | 18 |
| Legal Section | 12 |
| Legal Subdivision | SOUTHVIEW SUB PH I-LOWELL |
| Legal Lot Number | 52 |
| Jurisdiction | BENTON AR |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 21406 |
123 S Michael St is owned and occupied by an individual who bought it in June 2013.
Source: Benton County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 123 S MICHAEL ST, LOWELL, AR 72745-8449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2025 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| Jun 11, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 29, 2018 | Deed of Trust, Mortgage · Line of Credit ARVEST MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2013 · Amount on File |
| Deed Sale | Jun 10, 2013 · Amount on File |
| Prior Sale | Jun 9, 1997 · Amount on File |
| Deed Book / Page | 2013 / 31429 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 123 S MICHAEL ST, LOWELL, AR 72745-8449 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Name | Verified Name |
|---|---|
| Address | 123 S MICHAEL ST, LOWELL, AR 72745-8449 |
| Document Number | L202565809 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | L202565809 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | 103 S BLOOMINGTON ST, LOWELL, AR 72745 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 21, 2050 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 123 S MICHAEL ST, LOWELL, AR 72745-8449 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 2021043844 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 2021043844 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | MESA, AZ 85203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON AR |
| Property Address | 123 S MICHAEL ST, LOWELL, AR 72745-8449 |
| Document Number | 0000028382 |
| Instrument Date | May 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2018 |
| Name | Verified Name |
|---|---|
| Address | 123 S MICHAEL ST LOWELL AR 727458449, LOWELL, AR 72745-8449 |
| Document Number | 0000028382 |
|---|---|
| Date | Jun 4, 2018 |
| Instrument | 28382 |
| Name | ARVEST MTG |
|---|---|
| Type | Mortgage Company |
| Address | LOWELL, AR 72745 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 3, 2043 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 123 S Michael St was $1,680 with a homeowner's exemption, up 5.4% from the year before.
Source: Benton County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Benton County |
| Municipality | Lowell City |
| Unified School District | Rogers Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,680.00 (+5.4%) Homeowner's exemption | $47,883 (-) Land $15,200 Building $32,683 | $239,415 Land $76,000 Building $163,415 |
| 2025 | $1,594.00 Homeowner's exemption | $47,883 Land $15,200 Building $32,683 | |
| 2024 | $239,415 (+56.79%) Land $76,000 Building $163,415 | ||
| 2023 | $1,342.00 Homeowner's exemption | $30,540 Land $7,200 Building $23,340 | $152,700 Land $36,000 Building $116,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 123 S Michael St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | May 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 S Michael St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Arkansas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575 |
|---|---|
| Water Source | Purchased surface water from BEAVER WATER DISTRICT |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Right Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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