123 S Fraley St, Kane, PA 16735 Property Records

McKean County property record for 123 S Fraley St, Kane, PA 16735

Property Summary

Property Type	Single Family Home
Details	2,053 sqft · built 1926
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$168,500 (Oct 2022)
Tax Bill	$3,002 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-001.-106.00`

Property Details

APN / Parcel Number

Primary APN	`10-001.-106.00`
Alternative APN	`019597`

Interior

Building Area	2,053 sqft Total Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	150 ft deep x 75 ft wide

Location & Zoning

Street Address	123 S FRALEY ST
City	KANE
State	PA
Zip	16735-1642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD CONTROL:1019-0914
Jurisdiction	MCKEAN PA
Township / Civil Division	KANE
Census Block Group	2
Census Block	2037
Census Tract	421200

Owner

123 S Fraley St is owned and occupied by an individual who bought it in October 2022.

Source: McKean County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	123 S FRALEY ST, KANE, PA 16735-1642
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2022 · Amount on File
Deed Sale	Oct 12, 2022 · Amount on File
Deed Document Number	20223735
Deed Book / Page	1019 / 914
Record Updated	Jun 8, 2026

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCKEAN PA
Recording Date	Oct 12, 2022
Property Address	123 S FRALEY ST, KANE, PA 16735-1642
Document Number	001019/914
Book / Page	1019 / 914
Instrument Date	Oct 6, 2022
Instrument	202203735
Transaction Type	Transfer
Record Updated	Oct 20, 2022
Title Company	NORTHWEST TITLE AGENCY INC, NORTHWEST STLMT AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,685.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 197, MOUNT JEWETT, PA 16740-0197

Mortgage

Document Number	0202203736
Date	Oct 12, 2022
Instrument	202203736

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Unknown
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 123 S Fraley St was $3,002.

Source: McKean County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	McKean County
Municipality	Kane Borough
Unified School District	Kane Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,002.00	$70,290 Land $10,130 Building $60,160
2024	$2,844.00	$70,290 Land $10,130 Building $60,160
1998			$70,290 Land $10,130 Building $60,160

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 123 S Fraley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 S Fraley St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMERICAN WATER CO KANE private · serves 5,725 people · EPA ID PA6420019
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
SkyPacket Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20