123 S Cedar Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 123 S Cedar Dr, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,704 sqft · built 2012
Lot Size	0.225 acres (9,801 sqft)
Owner	Company Name on Record
Tax Bill	$3,113 (2023)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`R0792155`

Property Details

APN / Parcel Number

Primary APN	`R0792155`
Alternative APNs	`07-3966-04-4-13-40-0000` `0000972093`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,704 sqft Living Area
1st Floor Area	976 sqft
2nd Floor Area	728 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,801 sqft (0.225 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000972093
Street Address	123 S CEDAR DR
City	KALISPELL
State	MT
Zip	59901-2930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARE LANE ESTATES PH1, S04, T28 N, R21 W, LOT 1, ACRES 0.225
Legal Range	21W
Legal Township	28N
Legal Section	04
Legal Subdivision	MARE LANE ESTATES PH1
Legal Lot Number	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	3
Census Block	3025
Census Tract	1202

Owner

Source: Flathead County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	123 S CEDAR DR, KALISPELL, MT 59901-2930
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 8, 2024	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 15, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2025
Deed Sale	Aug 4, 2025
Prior Sale	Mar 8, 2024 · Amount on Record
Deed Document Number	202514502
Prior Transfer Date	Aug 31, 2012
Prior Transfer Doc	0000001726
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	123 S CEDAR DR, KALISPELL, MT 59901-2930
Transaction Type	Mortgage
Record Updated	Jan 5, 2026
Title Company	UNKNOWN, THE TITLE TEAM1225824871

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 S CEDAR DR, KALISPELL, MT 59901-2930

Mortgage

Document Number	202500026842
Date	Dec 15, 2025
Instrument	202500026842

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Mar 8, 2024
Property Address	123 S CEDAR DR, KALISPELL, MT 59901-2930
Document Number	202400004311
Instrument Date	Mar 5, 2024
Instrument	202400004311
Transaction Type	Transfer
Record Updated	Mar 22, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 S CEDAR DR, KALISPELL, MT 59901-2930

Mortgage

Document Number	202400004312
Date	Mar 8, 2024
Instrument	202400004312

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jan 15, 2021
Property Address	123 S CEDAR DR, KALISPELL, MT 59901-2930
Document Number	202100001726
Instrument Date	Aug 31, 2012
Instrument	202100001726
Transaction Type	Transfer
Record Updated	Aug 14, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5244, KALISPELL, MT 59903-5244

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Evergreen Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	Disabled Person's exemption Veteran's exemption	$526,200 (-)
2025	Disabled Person's exemption Veteran's exemption	$526,200 (+43.81%)	$526,200 (+43.81%) Land $100,194 Building $426,006
2023	$3,113.00	$365,900	$365,900 Land $69,861 Building $296,039

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	55 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLATHEAD COUNTY WATER AND SEWER serves 9,520 people · EPA ID MT0001744
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: MontanaSky Networks, Vero Fiber.

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