123 S 7th St, Victor, CO 80860 Property Records

Teller County property record for 123 S 7th St, Victor, CO 80860

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,059 sqft · built 1898
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Apr 2026)
Tax Bill	$687 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jan 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5003.322100040`

Property Details

APN / Parcel Number

Primary APN	`5003.322100040`
Alternative APN	`R0020938`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,059 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1898
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)

Exterior Amenities

Porch	Porch
Porch Area	140 sqft
Shed	1 Shed
Shed Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	R0020938
Street Address	123 S 7TH ST
City	VICTOR
State	CO
Zip	80860-5041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VIC
Legal Description	N50 FT L9-11 B2 VICT 1ST ADD INCL ADJ S2 VAC ALLEY
Legal Range	69W
Legal Township	15S
Legal Section	32
Legal Subdivision	VICTOR FIRST ADD
Legal Block	2
Legal Lot Number	9-11
Jurisdiction	TELLER CO
Township / Civil Division	CRIPPLE CREEK
Census Block Group	1
Census Block	1046
Census Tract	10203

Owner

Source: Teller County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	623 E STERLING CANYON DR, VAIL, AZ 85641-2290
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Deed of Trust, Mortgage · Line of Credit ENT CU
Jan 18, 2022	Deed of Trust, Mortgage · Line of Credit ENT CU
Nov 28, 2022	Deed of Trust, Mortgage · Line of Credit ENT CU
Apr 8, 2026	Special Warranty Deed, Transfer · FHA Mortgage KEYSTONE FUNDING
Nov 23, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2026 · Amount on Record
Deed Sale	Apr 8, 2026 · Amount on Record
Prior Sale	Dec 2, 2024 · Amount on Record
Deed Document Number	2026780320
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	123 S 7TH ST, VICTOR, CO 80860-5041
Transaction Type	Mortgage
Record Updated	May 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000751722
Date	Jun 23, 2022
Instrument	751722

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80935

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	123 S 7TH ST, VICTOR, CO 80860-5041
Transaction Type	Mortgage
Record Updated	May 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000746927
Date	Jan 18, 2022
Instrument	746927

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80921

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	123 S 7TH ST, VICTOR, CO 80860-5041
Transaction Type	Mortgage
Record Updated	May 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000755845
Date	Nov 28, 2022
Instrument	755845

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80921

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Apr 8, 2026
Property Address	123 S 7TH ST, VICTOR, CO 80860-5041
Document Number	0000780320
Instrument Date	Apr 8, 2026
Instrument	2026780320
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	CORE TITLE, CORETITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,181.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	623 E STERLING CANYON DR, VAIL, AZ 85641-2290

Mortgage

Document Number	0000780321,
Date	Apr 8, 2026
Instrument	2026780321

Lender

Name	KEYSTONE FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.62%
Max Rate	-1%

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TELLER CO
Recording Date	Nov 23, 2020
Property Address	123 S 7TH ST, VICTOR, CO 80860-5041
Document Number	0000732174
Instrument Date	Nov 18, 2020
Instrument	732174
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$7.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	123 S 7TH ST VICTOR CO 808605041, VICTOR, CO 80860-5041

Tax Assessment & Valuation

Source: Teller County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Teller County
Municipality	Victor City
Unified School District	Cripple Creek-Victor School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$687.00 (+16.64%)	$14,800 (+15.9%) Land $352 Building $14,448
2024	$589.00 (+0.17%)	$12,770 (-) Land $288 Building $12,482	$236,875 (-3.52%) Land $5,632 Building $231,243
2023	$588.00 (+111.51%)	$12,770 (+121.7%) Land $290 Building $12,480	$245,522 (+195.93%) Land $5,545 Building $239,977
2022	$278.00	$5,760 Land $280 Building $5,480	$82,966 Land $4,061 Building $78,905

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 87% of Colorado
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VICTOR serves 491 people · EPA ID CO0160700
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024 Turbidity resolved · Dec 2022
Treatment and Procedure	Sanitary survey deficiency not corrected May 2025
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

Cell Coverage

4G LTE only, no 5G reported

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