123 S 7th St, Mcloud, OK 74851 Property Records

Pottawatomie County property record for 123 S 7th St, Mcloud, OK 74851

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,932 sqft · built 1945
Lot Size	0.482 acres (21,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Nov 2020)
Tax Bill	$1,774 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30443`

Property Details

APN / Parcel Number

Primary APN	`30443`
Alternative APNs	`4665-00-025-022-0-000-00` `466502502200000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,932 sqft Living Area
1st Floor Area	1,868 sqft
2nd Floor Area	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	140 ft deep x 150 ft wide
Garage Type	Mixed
Garage Area	408 sqft
Carport	Carport
Carport Area	336 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	380 sqft
Patio Area	360 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30443
Old Parcel Number	466502502200000000
Street Address	123 S 7TH ST
City	MCLOUD
State	OK
Zip	74851-8072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCLOUD ORIG BLK 25 LOTS 22 THRU 27
Legal Range	02E
Legal Township	11N
Legal Section	09
Legal Subdivision	MCLOUD
Legal Block	25
Legal Lot Number	22-27 23
Jurisdiction	POTTAWATOMIE OK
Township / Civil Division	SHAWNEE
Census Block Group	2
Census Block	2028
Census Tract	501005

Owner

Source: Pottawatomie County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	123 S 7TH ST, MCLOUD, OK 74851-8072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 20, 2020 · Amount on Record
Deed Sale	Nov 20, 2020 · Amount on Record
Deed Document Number	202000013316
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATOMIE OK
Recording Date	Nov 20, 2020
Property Address	123 S 7TH ST, MCLOUD, OK 74851-8072
Document Number	0000013316
Instrument Date	Nov 13, 2020
Instrument	202000013316
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	123 S 7TH ST, MCLOUD, OK 74851-8072

Mortgage

Document Number	0000013317
Date	Nov 20, 2020
Instrument	202000013317

Lender

Name	1ST CAPITAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Pottawatomie County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pottawatomie County
Municipality	McLoud City
Unified School District	McLoud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,774.00 (-3.69%) Homeowner's exemption	$20,495 (-2.81%) Land $3,240 Building $17,255	$170,795 (-2.8%) Land $27,000 Building $143,795
2024	$1,842.00 (-6.88%) Homeowner's exemption	$21,087 (-7.35%) Land $3,240 Building $17,847	$175,724 (-7.35%) Land $27,000 Building $148,724
2023	$1,978.00 Homeowner's exemption	$22,759 Land $1,800 Building $20,959	$189,657 Land $15,000 Building $174,657

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 81% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCLOUD serves 2,939 people · EPA ID OK2006301
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	20 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20