123 S 12th St, Suffolk, VA 23434 Property Records

Suffolk City property record for 123 S 12th St, Suffolk, VA 23434

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,400 sqft · built 1930
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$274,900 (May 2025)
Tax Bill$2,974 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Sep 2021 Refinance
+ 3 more
APN35F*RS*10

Property Details

APN / Parcel Number

Primary APN35F*RS*10
Alternative APN
  • 051612500

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,400 sqft Living Area

Exterior

Year BuiltBuilt 1930
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number051612500
Street Address123 S 12TH ST
CitySUFFOLK
StateVA
Zip23434-3251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES MEDIUM DENSITY
Legal DescriptionL.10,BL.S,ROSEMONT
Legal SubdivisionLLOYD PLACE RES-SFR
Legal BlockS
Legal Lot Number10
JurisdictionSUFFOLK CITY VA
Township / Civil DivisionSUFFOLK
Census Block Group1
Census Block1000
Census Tract65500

Owner

Source: Suffolk City records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address123 S 12TH ST, SUFFOLK, VA 23434-3251
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2022Warranty Deed, Transfer · Conventional Mortgage
SOUTHERN TRUST MORTGAGE LLC
Sep 28, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FREEDOM MORTGAGE CORPORATION
Aug 26, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FREEDOM MORTGAGE CORPORATION
Nov 26, 2019Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORPORATION
Feb 13, 2019Warranty Deed, Transfer · VA Mortgage
OVM FINANCIAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2025 · Amount on Record
Deed SaleMay 5, 2025 · Amount on Record
Prior SaleDec 8, 2023 · Amount on Record
Deed Document Number250004728
Record UpdatedJun 8, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUFFOLK CITY VA
Recording DateApr 15, 2022
Property Address123 S 12TH ST, SUFFOLK, VA 23434-3251
Document Number0220005765
Instrument DateApr 12, 2022
Instrument220005765
Transaction TypeTransfer
Record UpdatedMay 9, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 S 12TH ST, SUFFOLK, VA 23434-3251
InvestorPossibly a Property Investor

Mortgage

Document Number0220005766
DateApr 15, 2022
Instrument220005766
Lender
NameSOUTHERN TRUST MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term252 Months
DueApr 1, 2043
Interest
Rate TypeFixed Rate

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK CITY VA
Property Address123 S 12TH ST, SUFFOLK, VA 23434-3251
Transaction TypeMortgage
Record UpdatedOct 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number210017657
DateSep 28, 2021
Instrument210017657
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term332 Months
DueMay 1, 2049
Interest
Rate TypeFixed Rate

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK CITY VA
Property Address123 S 12TH ST, SUFFOLK, VA 23434-3251
Transaction TypeMortgage
Record UpdatedSep 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number210015484
DateAug 26, 2021
Instrument210015484
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term335 Months
DueJul 1, 2049
Interest
Rate TypeFixed Rate

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK CITY VA
Property Address123 S 12TH ST, SUFFOLK, VA 23434-3251
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number190013485
DateNov 26, 2019
Instrument190013485
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term353 Months
DueApr 1, 2049
Interest
Rate TypeFixed Rate

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUFFOLK CITY VA
Recording DateFeb 13, 2019
Property Address123 S 12TH ST, SUFFOLK, VA 23434-3251
Document Number190001490
Instrument DateFeb 8, 2019
Instrument190001490
Transaction TypeTransfer
Record UpdatedOct 19, 2021
Title CompanyPRIORITY TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 S 12TH ST, SUFFOLK, VA 23434-3251

Mortgage

Document Number190001491
DateFeb 13, 2019
Instrument190001491
Lender
NameOVM FINANCIAL INC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalitySuffolk City
Unified School DistrictSuffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$235,900 (+8.56%) Land $42,900 Building $193,000
2025$2,974.00 (+9.42%)$235,900 (+8.56%) Land $42,900 Building $193,000$217,300 (+48.23%) Land $42,900 Building $174,400
2024$2,718.00 (+70.19%)$217,300 (+48.23%) Land $42,900 Building $174,400
2023$1,597.00$146,600 Land $40,800 Building $105,800$146,600 Land $40,800 Building $105,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2016)
Claims Outside the SFHA1 of 3
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SUFFOLK
serves 69,822 people · EPA ID VA3800805
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000

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