Chautauqua County and Dunkirk City property record for 123 Ruggles St, Dunkirk, NY 14048
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,146 sqft · built 1893 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $87,000 (Dec 2025) |
| Tax Bill | $1,622 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| APN | 060300 79.19-3-15 |
| Primary APN | 060300 79.19-3-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,146 sqft Total Area |
| 1st Floor Area | 1,090 sqft |
| 2nd Floor Area | 1,056 sqft |
| Year Built | Built 1893 |
|---|---|
| Effective Year Built | Effective 1893 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 174 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 030162120 |
|---|---|
| Street Address | 123 RUGGLES ST |
| City | DUNKIRK |
| State | NY |
| Zip | 14048-2750 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R3 |
| Legal Description | 60 X 100 RES. GAR.; OLD APN: 060300 39-2-12 |
| Legal Block | 3 |
| Legal Lot Number | 15.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | DUNKIRK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 35400 |
Source: Chautauqua County and Dunkirk City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10 PERRIN ST, FAIRPORT, NY 14450-2122 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2025 · Amount on Record |
| Deed Sale | Dec 5, 2025 · Amount on Record |
| Prior Sale | Feb 7, 2025 · Amount on Record |
| Deed Document Number | 20257877 |
| Prior Transfer Date | Feb 4, 2025 |
| Prior Transfer Doc | DE2025001574 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 123 RUGGLES ST, DUNKIRK, NY 14048-2750 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | MT2025004085 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | MT2025004085 |
| Name | PREMIUM MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| Municipality | Dunkirk City |
| Unified School District | Dunkirk City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,622.00 (+3.31%) | ||
| 2025 | $1,570.00 | $39,000 (-) Land $3,000 Building $36,000 | $88,636 (+25%) Land $6,818 Building $81,818 |
| 2023 | $39,000 (-) Land $3,000 Building $36,000 | $70,909 (+14.54%) Land $5,455 Building $65,454 | |
| 2022 | $39,000 Land $3,000 Building $36,000 | $61,905 Land $4,762 Building $57,143 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNKIRK CITY serves 12,743 people · EPA ID NY0600360 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2022 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: DFT Local Service, Verizon.
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