123 Ross Dr, Clearfield, UT 84015 Property Records

Davis County property record for 123 Ross Dr, Clearfield, UT 84015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 800 sqft · built 1944
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on File
Last Sale	$217,000 (Sep 2019)
Tax Bill	$2,129 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2021 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-017-0012`

Property Details

APN / Parcel Number

Primary APN	`12-017-0012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	800 sqft Living Area
Basement Area	800 sqft
Unfinished Basement	800 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,100 sqft (0.163 acres)
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	123 ROSS DR
City	CLEARFIELD
State	UT
Zip	84015-1244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF LOT 12, BLK 1, LAYTON PARK. CONT. 0.163 ACRES
Legal Subdivision	LAYTON PARK
Legal Block	1
Legal Lot Number	12
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1008
Census Tract	125702

Owner

123 Ross Dr is owned by two individuals who bought it in September 2019.

Source: Davis County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	ROSS DR, CLEARFIELD, UT 84015
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST FCU
Jul 12, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICA FIRST FCU
Jun 23, 2020	Deed of Trust, Mortgage CITYWIDE HM LNS CORP
Sep 30, 2019	Quit Claim Deed, Transfer CITYWIDE HMS LNS
Dec 1, 2017	Quit Claim Deed, Transfer CITYWIDE HMS LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2019 · Amount on File
Deed Sale	Sep 30, 2019 · Amount on File
Prior Sale	Dec 1, 2017 · Amount on File
Deed Document Number	20193191394
Deed Book / Page	7357 / 2786
Prior Transfer Date	Dec 14, 2005
Prior Transfer Doc	3932/1139
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	123 ROSS DR, CLEARFIELD, UT 84015-1244
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	COTTONWOOD TITLE INSURANCE, COTTONWOOD TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007924/415
Date	Jan 12, 2022
Book Page	7924/415
Instrument	3449201

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84409

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	123 ROSS DR, CLEARFIELD, UT 84015-1244
Transaction Type	Mortgage
Record Updated	Jul 26, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7799/2561
Date	Jul 12, 2021
Book Page	7799/2561
Instrument	3399022

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 30, 2031

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	123 ROSS DR, CLEARFIELD, UT 84015-1244
Document Number	0003266395
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	STEWART TITLE, STEWART TITLE INS AGCY/UT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	123 ROSS DR CLEARFIELD UT 840151244, CLEARFIELD, UT 84015-1244

Mortgage

Document Number	0003266395
Date	Jun 30, 2020
Book Page	007545/003830
Instrument	3266395

Lender

Name	CITYWIDE HM LNS CORP
Address	SANDY, UT 84070

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Sep 30, 2019
Property Address	123 ROSS DR, CLEARFIELD, UT 84015-1244
Document Number	0003191394
Book / Page	007357 / 002786
Instrument Date	Sep 24, 2019
Instrument	3191394
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	STEWART TITLE INSURANCE AGENCY, STEWART TITLE INS AGE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	123 ROSS DR CLEARFIELD UT 840151244, CLEARFIELD, UT 84015-1244

Mortgage

Document Number	3191395
Date	Sep 30, 2019
Book Page	007357/002787
Instrument	3191395

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAVIS UT
Recording Date	Dec 1, 2017
Property Address	123 ROSS DR, CLEARFIELD, UT 84015-1244
Document Number	0003061844
Book / Page	006902 / 000498
Instrument Date	Nov 27, 2017
Instrument	3061844
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	123 ROSS DR CLEARFIELD UT 840151244, CLEARFIELD, UT 84015-1244

Mortgage

Document Number	3061845
Date	Dec 1, 2017
Book Page	006902/000499
Instrument	3061845

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 123 Ross Dr was $2,129, up 3.1% from the year before.

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Clearfield City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,200 (+4.9%) Land $67,445 Building $132,755	$364,000 (+4.9%) Land $122,628 Building $241,372
2025	$2,129.00 (+3.1%)	$190,850 Land $69,295 Building $121,555	$347,000 Land $125,991 Building $221,009
2024	$2,065.00 (+11.08%)
2023	$1,859.00 (-8.47%)	$169,400 Land $58,490 Building $110,909	$308,000 Land $106,347 Building $201,653
2022	$2,031.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Ross Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 123 Ross Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARFIELD CITY WATER SYSTEM serves 33,540 people · EPA ID UTAH06002
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Oct 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Dec 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Connext Networks Fiber	1,000 / 1,000
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Utah Broadband.

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