Polk County property record for 123 Riggs Cir, Davenport, FL 33897
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,269 sqft · built 1997 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $249,900 (Jun 2018) |
| Tax Bill | $2,439 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-25-12-488054-000810 |
| Primary APN | 26-25-12-488054-000810 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,269 sqft Living Area |
| Gross Area | 2,689 sqft |
| 1st Floor Area | 1,582 sqft |
| Upper Floors Area | 687 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 288 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 108 sqft |
| Cooling System | Central |
|---|
| Street Address | 123 RIGGS CIR |
|---|---|
| City | DAVENPORT |
| State | FL |
| Zip | 33897-8539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE DAVENPORT ESTATES WEST PHASE ONE PB 96 PG 35 & 36 LOT 81 |
| Legal Range | 26E |
| Legal Township | 25S |
| Legal Section | 12 |
| Legal Subdivision | LAKE DAVENPORT ESTATES WEST PHASE 01 |
| Legal Phase | 1 |
| Legal Tract | 488054 |
| Legal Block | 1 |
| Legal Lot Number | 81 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 12415 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 123 RIGGS CIR, DAVENPORT, FL 33897-8539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 1, 2018 | Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2018 · Amount on Record |
| Deed Sale | Jun 1, 2018 · Amount on Record |
| Prior Sale | Sep 22, 2014 · Amount on Record |
| Deed Document Number | 2018117764 |
| Deed Book / Page | 10504 / 228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 123 RIGGS CIR, DAVENPORT, FL 33897-8539 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 123 RIGGS CIR, DAVENPORT, FL 33897-8539 |
| Document Number | 0000246794 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 11903/192 |
| Instrument | 2021246794 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 1, 2018 |
| Property Address | 123 RIGGS CIR, DAVENPORT, FL 33897-8539 |
| Document Number | 0105040228 |
| Book / Page | 010504 / 000228 |
| Instrument Date | May 31, 2018 |
| Instrument | 117764 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2018 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,749.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 123 RIGGS CIR DAVENPORT FL 338978539, DAVENPORT, FL 33897-8539 |
| Document Number | 105040229 |
|---|---|
| Date | Jun 1, 2018 |
| Book Page | 010504/000229 |
| Instrument | 117765 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2048 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,030 (+2.7%) | $330,126 (-2.87%) Land $50,000 Building $280,126 | |
| 2025 | $2,439.00 (-14.99%) Homeowner's exemption | $228,851 (+5.99%) | $339,881 (+3.87%) Land $50,000 Building $289,881 |
| 2023 | $2,869.00 (+3.57%) Homeowner's exemption | $215,923 (+3%) | $327,221 (+21.24%) Land $48,000 Building $279,221 |
| 2022 | $2,770.00 Homeowner's exemption | $209,634 | $269,895 Land $40,000 Building $229,895 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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