123 Riggings Way, Clermont, FL 34711 Property Records

Lake County property record for 123 Riggings Way, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,024 sqft · built 2006
Lot Size	0.081 acres (3,529 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Jan 2023)
Tax Bill	$4,572 (2024)
Deeds & Mortgages	Jan 2023 Sale Jan 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-22-26-0076-000-10000`

Property Details

APN / Parcel Number

Primary APN	`18-22-26-0076-000-10000`
Alternative APNs	`262218007600010000` `3829683`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,024 sqft Living Area
Gross Area	3,592 sqft
1st Floor Area	1,880 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,529 sqft (0.081 acres)
Garage Type	Attached
Garage Area	568 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch
Porch Area	434 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3829683
Street Address	123 RIGGINGS WAY
City	CLERMONT
State	FL
Zip	34711-2480
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	CLERMONT YACHT CLUB PHASE 2 PB 53 PG 5-6 LOT 100 ORB 6074 PG 985
Legal Range	26E
Legal Township	22S
Legal Section	18
Legal Subdivision	CLERMONT YACHT CLUB PHASE 2
Legal Tract	A-B
Legal Lot Number	100
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1049
Census Tract	31309

Owner

Source: Lake County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	123 RIGGINGS WAY, CLERMONT, FL 34711-2480
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Warranty Deed, Transfer SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY
Jan 3, 2023	Warranty Deed, Transfer · Conventional Mortgage FIDELITY FUNDING MORTGAGE CORP
Dec 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jun 1, 2020	Warranty Deed, Transfer · Conventional Mortgage INNOVATIVE MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2023 · Amount on Record
Deed Sale	Jan 3, 2023 · Amount on Record
Prior Sale	Jan 3, 2023 · Amount on Record
Deed Document Number	2023377
Deed Book / Page	6074 / 985
Prior Transfer Date	Oct 10, 2006
Prior Transfer Doc	0033271155
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 3, 2023
Property Address	123 RIGGINGS WAY, CLERMONT, FL 34711-2480
Document Number	0060740981
Book / Page	6074 / 981
Map Reference	MB 53 PG 5
Instrument Date	Dec 16, 2022
Instrument	2023000376
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	123 RIGGINGS WAY, CLERMONT, FL 34711-2480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 APPLE RIDGE RD, DANBURY, CT 06810-7301

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 3, 2023
Property Address	123 RIGGINGS WAY, CLERMONT, FL 34711-2480
Document Number	0060740985
Book / Page	6074 / 985
Map Reference	MB 53 PG 5
Instrument Date	Dec 16, 2022
Instrument	2023000377
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11535 GRACES WAY, CLERMONT, FL 34711-6315

Mortgage

Document Number	0006074988
Date	Jan 3, 2023
Instrument	6074/988

Lender

Name	FIDELITY FUNDING MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	123 RIGGINGS WAY, CLERMONT, FL 34711-2480
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053871306
Date	Dec 10, 2019
Book Page	5387/1306
Instrument	2019139928

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jun 1, 2020
Property Address	123 RIGGINGS WAY, CLERMONT, FL 34711-2480
Document Number	0054781859
Book / Page	5478 / 1859
Map Reference	MB 53 PG 5&6
Instrument Date	May 28, 2020
Instrument	2020058690
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	CONCIERGE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,204.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	980 SEMINOLE ST, 980, CLERMONT, FL 34711-2867

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	123 RIGGINGS WAY, CLERMONT, FL 34711-2480

Mortgage

Document Number	0054781861
Date	Jun 1, 2020
Instrument	5478/1861

Lender

Name	INNOVATIVE MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,160 (+2.9%)	$369,688 (-) Land $81,000 Building $288,688
2025		$317,940 (+5.99%) Land $81,000 Building $236,940	$369,688 (+2.6%) Land $81,000 Building $288,688
2024	$4,572.00 (+1.89%)
2023	$4,487.00 (+1.56%) Homeowner's exemption Additional exemption filed	$299,985 (+1.73%)	$360,325 (+11.1%) Land $81,000 Building $279,325
2022	$4,418.00 Homeowner's exemption	$294,870	$324,325 Land $45,000 Building $279,325

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	8 (1995–2018)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2018 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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