123 Richmond Run, Stem, NC 27581 Property Records

Granville County property record for 123 Richmond Run, Stem, NC 27581

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,760 sqft · built 2017
Lot Size	0.364 acres (15,868 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Dec 2017)
Tax Bill	$3,828 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`31220-46894318`

Property Details

APN / Parcel Number

Primary APN	`31220-46894318`
Alternative APNs	`087802651655` `087802 083` `88302301` `1128533`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,760 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,868 sqft (0.364 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	1128533
Street Address	123 RICHMOND RUN
City	STEM
State	NC
Zip	27581-9008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR40
Legal Description	LOT 111 MANGUM FARMS
Legal Subdivision	MAGNUM FARMS
Legal Lot Number	111
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	1
Census Block	1039
Census Tract	970701

Owner

123 Richmond Run is owned and occupied by an individual who acquired it in December 2024.

Source: Granville County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	123 RICHMOND RUN, STEM, NC 27581-9008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Aug 28, 2020	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Nov 5, 2018	Deed of Trust, Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY
Dec 13, 2017	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Feb 21, 2017	Warranty Deed, Transfer · Commercial Mortgage FARMERS & MERCHANTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2017 · Amount on File
Deed Sale	Dec 13, 2017 · Amount on File
Prior Sale	May 17, 2016 · Amount on File
Deed Book / Page	1669 / 65
Last Transfer Date	Dec 17, 2024
Transfer Doc	002008/151
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	123 RICHMOND RUN, STEM, NC 27581-9008
Transaction Type	Mortgage
Record Updated	Feb 16, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 RICHMOND RUN, STEM, NC 27581-9008

Mortgage

Document Number	001887/383
Date	Feb 3, 2022
Book Page	1887/383

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	123 RICHMOND RUN, STEM, NC 27581-9008
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 RICHMOND RUN STEM, STEM, NC 27581-9008

Mortgage

Document Number	1793/432
Date	Aug 28, 2020
Book Page	1793/432

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	123 RICHMOND RUN, STEM, NC 27581-9008
Transaction Type	Mortgage
Record Updated	Dec 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 RICHMOND RUN, STEM, NC 27581-9008

Mortgage

Document Number	1706/453
Date	Nov 5, 2018
Book Page	1706/453

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Amount	Amount on Record

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Dec 13, 2017
Property Address	123 RICHMOND RUN, STEM, NC 27581-9008
Document Number	1669/065
Book / Page	1669 / 065
Map Reference	MB 35 PG 117&198
Instrument Date	Nov 30, 2017
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2330 OPERATIONS DR, 2330, DURHAM, NC 27705-2336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 RICHMOND RUN, STEM, NC 27581-9008

Mortgage

Document Number	1669067
Date	Dec 13, 2017
Instrument	1669/067

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Feb 21, 2017
Property Address	123 RICHMOND RUN, STEM, NC 27581-9008
Document Number	1631/706
Book / Page	1631 / 706
Map Reference	MB 35 PG 198
Instrument Date	Feb 6, 2017
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12613 RICHMOND RUN DR, 12613, RALEIGH, NC 27614-6419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 OPERATIONS DR, DURHAM, NC 27705-2336

Mortgage

Document Number	1631631
Date	Feb 21, 2017
Instrument	1631/631

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 123 Richmond Run was $3,828.

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Municipality	Stem Town
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381,420 (-) Land $50,000 Building $331,420
2025	$3,828.00	$381,420 Land $50,000 Building $331,420	$381,420 (-) Land $50,000 Building $331,420
2024			$381,420 (+72.8%) Land $50,000 Building $331,420
2023	$2,926.00 (+0.34%)	$220,731 (-) Land $35,000 Building $185,731	$220,731 (-) Land $35,000 Building $185,731
2022	$2,916.00	$220,731 Land $35,000 Building $185,731	$220,731 Land $35,000 Building $185,731

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Richmond Run in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Richmond Run is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Richmond Run

Nearby Streets

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