123 Red Oak Dr, Denison, TX 75020 Property Records

Grayson County property record for 123 Red Oak Dr, Denison, TX 75020

Property Summary

Property TypeSingle Family Home
Details1,653 sqft · built 1994
Lot Size1.26 acres (54,973 sqft)
OwnerIndividual Name on Record
Tax Bill$2,092 (2024)
Deeds & MortgagesJan 2023 Line of Credit
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN047 028300202

Property Details

APN / Parcel Number

Primary APN047 028300202
Alternative APN
  • 109833

Interior

Building Area1,653 sqft Living Area
1st Floor Area1,653 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1998
Lot Area54,973 sqft (1.26 acres)

Exterior Amenities

PorchOpen Porch
Porch Area126 sqft
Deck Area280 sqft
Patio Area784 sqft
Utility Building1,035 sqft

Location & Zoning

Account Number109833
Old Parcel Number047 028300202
Street Address123 RED OAK DR
CityDENISON
StateTX
Zip75020-2737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionG-0283 CASHION T J A-G0283, ACRES 1.262
Legal SubdivisionCASHION T J A-G0283
JurisdictionGRAYSON TX
Township / Civil DivisionNORTHWEST GRAYSON
Census Block Group1
Census Block1074
Census Tract302

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address123 RED OAK DR, DENISON, TX 75020-2737
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2023Deed of Trust, Mortgage · Line of Credit
FIRST UNITED BANK & TRUST CO
Sep 21, 2018Deed of Trust, Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 2015
Deed SaleMay 29, 2015
Deed Document Number2015-00009938
Deed Book / Page5631 / 00820
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address123 RED OAK DR, DENISON, TX 75020-2737
Transaction TypeMortgage
Record UpdatedFeb 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address172 COUSHATTA DR, DENISON, TX 75020-0808

Mortgage

Document Number0000001636
DateJan 19, 2023
Instrument2023-1636
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressPOTTSBORO, TX 75076
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address123 RED OAK DR, DENISON, TX 75020-2737
Transaction TypeMortgage
Record UpdatedOct 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021512
DateSep 21, 2018
Instrument2018-00021512
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
AmountAmount Recorded
Term360 Months
DueSep 25, 2048

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$223,556 (+3.42%) Land $82,388 Building $141,168$223,556 (+3.42%) Land $82,388 Building $141,168
2024$2,092.00 (-11.84%)
2023$216,171 Land $83,711 Building $132,460$216,171 Land $83,711 Building $132,460
2022$2,373.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims18 (1990–2019)
Claims Outside the SFHA10 of 18
Most Recent ClaimSep 2019 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 6 claims
  • Severe Storms, Tornadoes, And Flooding, Jul 2007 · 3 claims
  • Severe Storms, Tornadoes & Flooding, May 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 66% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DENISON
serves 27,500 people · EPA ID TX0910003
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Nextlink
Fixed Wireless
400 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: 360 Broadband, TekWav.

Nearby Properties on Red Oak Dr

Nearby Streets

Search Property Records by Address or Parcel Number