123 Pvt Rd 575, Gary, TX 75643 Property Records

Panola County property record for 123 Pvt Rd 575, Gary, TX 75643

Property Summary

Property Type	Single Family Home
Details	1,885 sqft · built 2007
Lot Size	0.663 acres (28,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,400 (Jun 2026)
Tax Bill	$10,804 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2023 Mortgage + 2 more
APN	`00385-01484-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`00385-01484-00000-000000`
Alternative APN	`33816`

Interior

Building Area	1,885 sqft Total Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	28,880 sqft (0.663 acres)
Garage Type	Attached
Garage Area	500 sqft

Location & Zoning

Account Number	00385-01484-00000-000000
Street Address	123 PRIVATE ROAD 575
City	GARY
State	TX
Zip	75643-3733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 385 E LEWIS
Jurisdiction	PANOLA TX
Township / Civil Division	LONG BRANCH-DOTSON
Census Block Group	1
Census Block	1013
Census Tract	950500

Owner

Source: Panola County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 7, TENAHA, TX 75974-0007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed, Transfer · Conventional Mortgage FIRST STATE BANK SW
Aug 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage SHELBY SAVINGS BANK SSB
Jan 10, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage LOANDEPOT.COM LLC
Nov 13, 2017	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2026 · Amount on Record
Deed Sale	Jun 1, 2026 · Amount on Record
Prior Sale	Jul 25, 2025
Deed Document Number	20262510
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PANOLA TX
Recording Date	Jun 1, 2026
Property Address	123 PRIVATE ROAD 575, GARY, TX 75643-3733
Document Number	0000002510
Instrument Date	May 26, 2026
Instrument	20262510
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002511,
Date	Jun 1, 2026
Instrument	20262511

Lender

Name	FIRST STATE BANK SW

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 25, 2031

Interest

Rate	6.3%
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PANOLA TX
Property Address	123 PRIVATE ROAD 575, GARY, TX 75643-3733
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	EAST TX TITLE COMPANY-GBC, EAST TX TTL CO OF PANOLA CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 JUPITER ST, SHEPPARD AFB, TX 76311-4046

Mortgage

Document Number	0000252409
Date	Aug 3, 2023
Instrument	252409

Lender

Name	SHELBY SAVINGS BANK SSB
Type	Bank
Address	CENTER, TX 75935

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2053

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PANOLA TX
Property Address	123 PRIVATE ROAD 575, GARY, TX 75643-3733
Transaction Type	Mortgage
Record Updated	Feb 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2004/152
Date	Jan 10, 2019
Book Page	2004/152
Instrument	214156

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2034

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PANOLA TX
Property Address	123 PRIVATE ROAD 575, GARY, TX 75643-3733
Transaction Type	Mortgage
Record Updated	Dec 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 205263
Date	Nov 13, 2017
Book Page	1942/069
Instrument	205263

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Panola County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Panola County
Unified School District	Gary Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,804.00 (+91.15%) Homeowner's exemption	$525,170 (+35.93%) Land $50,470 Building $474,700	$525,170 (+35.93%) Land $50,470 Building $474,700
2025	$5,652.00 (+76.29%) Homeowner's exemption	$386,360 (+70.95%) Land $50,470 Building $335,890	$386,360 (+70.95%) Land $50,470 Building $335,890
2023		$226,010 Land $18,500 Building $207,510	$226,010 Land $18,500 Building $207,510
2022	$3,206.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH MURVAUL WSC serves 981 people · EPA ID TX1830027
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	Lead service line inventory Oct 2024 Coliform assessment Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

Cell Coverage

4G LTE only, no 5G reported

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