Clay County property record for 123 Proverbs Ln, Louisville, IL 62858
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1 ba · 1,044 sqft · built 1957 |
| Lot Size | 5.62 acres (244,807 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,759 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-23-100-006 |
| Primary APN | 03-23-100-006 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,044 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Shingle |
| Lot Area | 244,807 sqft (5.62 acres) |
| Garage Area | 1,384 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 42 sqft |
| Heating System | Central |
|---|
| Street Address | 123 PROVERBS LN |
|---|---|
| City | LOUISVILLE |
| State | IL |
| Zip | 62858-2641 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | SEC 23-5-7 5.62 AC SW/COR SW NW 5.62 AC |
| Legal Range | 07 |
| Legal Township | 05 |
| Legal Section | 23 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | BIBLE GROVE |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 971900 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 123 PROVERBS LN, LOUISVILLE, IL 62858-2641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 123 PROVERBS LN, LOUISVILLE, IL 62858-2641 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | D191471 |
|---|---|
| Date | Apr 20, 2017 |
| Instrument | D191471 |
| Name | LAND OF LINCOLN CU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Bible Grove Township |
| Unified School District | North Clay Community Unit School District 25 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,759.00 (+75.29%) Homeowner's exemption | $55,329 (+29.98%) Land $3,977 Building $51,352 | $165,987 (+11.09%) Land $11,931 Building $154,056 |
| 2024 | $1,574.00 (+15.31%) | $149,415 (+17.01%) Land $10,608 Building $138,807 | |
| 2022 | $1,365.00 (+0.74%) Homeowner's exemption | $42,566 Land $2,849 Building $39,717 | $127,698 Land $8,547 Building $119,151 |
| 2021 | $1,355.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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