123 Prospect St, Dover, NJ 07801 Property Records

Morris County and Dover Town property record for 123 Prospect St, Dover, NJ 07801

Property Summary

Property TypeSingle Family Home
Details2,120 sqft · built 1917
Lot Size0.132 acres (5,750 sqft)
OwnerIndividual Name on File
Last Sale$828,500 (Apr 2006)
Tax Bill$8,546 (2024)
Deeds & MortgagesFeb 2018 Loan Modification
APN09-00514-0000-00002

Property Details

APN / Parcel Number

Primary APN09-00514-0000-00002
Alternative APNs
  • 090051400002
  • 535

Interior

Units2 Units
Stories2 Stories
Building Area2,120 sqft Living Area

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Construction TypeFrame
Lot Area5,750 sqft (0.132 acres)
Lot Dimensions115 ft deep x 50 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number535
Street Address123 PROSPECT ST, AB
CityDOVER
StateNJ
Zip07801-4515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal Block514
Legal Lot Number2
JurisdictionMORRIS NJ
Township / Civil DivisionDOVER
Census Block Group3
Census Block3000
Census Tract44900

Owner

123 Prospect St is owned by an individual who bought it in April 2006.

Source: Morris County and Dover Town records, as of July 9, 2026

Owner of RecordIndividual Name on File
Mailing Address123 PROSPECT ST, DOVER, NJ 07801-4515
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 10, 2006 · Amount on File
Deed SaleApr 10, 2006 · Amount on File
Prior SaleJan 7, 2002 · Amount on File
Deed Book / Page6597 / 217
Record UpdatedOct 29, 2026

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMORRIS NJ
Property Address123 PROSPECT ST, DOVER, NJ 07801-4515
Document Number0233441416
Instrument DateFeb 21, 2018
Transaction TypeMortgage
Record UpdatedMay 25, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 PROSPECT ST DOVER NJ 078014515, DOVER, NJ 07801-4515

Mortgage

Document Number0233441416
DateMay 16, 2018
Book Page023344/001416
Instrument26721
Lender
NameSHELLPOINT MTG SVCNG
AddressGREENVILLE, SC 29601
Agreement
AmountAmount on Record
Term336 Months
DueMay 15, 2046
Interest
Rate3.5%

Tax Assessment & Valuation

Source: Morris County and Dover Town assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
MunicipalityDover Town
Unified School DistrictDover Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$261,100 (-) Land $82,100 Building $179,000$261,100 (-) Land $82,100 Building $179,000
2025$261,100 Land $82,100 Building $179,000$261,100 Land $82,100 Building $179,000
2024$8,546.00
2023$261,100 Land $82,100 Building $179,000$261,100 Land $82,100 Building $179,000
2022$7,718.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 123 Prospect St; there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOVER WATER COMMISSION
serves 27,806 people · EPA ID NJ1409001
Water SourceGroundwater
Last State InspectionOct 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting94
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20

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