123 Promontory Dr, El Cajon, CA 92021 Property Records

San Diego County property record for 123 Promontory Dr, El Cajon, CA 92021

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,876 sqft · built 1977
Lot Size0.478 acres (20,830 sqft)
OwnerIndividual Name on File
Last Sale$365,000 (May 2002)
Tax Bill$6,801 (2025)
Flood ZoneZone X (minimal risk)
APN509-255-02-00

Property Details

APN / Parcel Number

Primary APN509-255-02-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,876 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTile
Lot Area20,830 sqft (0.478 acres)
View / LotGood
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address123 PROMONTORY DR
CityEL CAJON
StateCA
Zip92021-4243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionSEC 3-16-1E S 1/2 OF POR
Legal Range01E
Legal Township16
Legal Section03
Legal SubdivisionSUNCREST
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2001
Census Tract15501

Owner

123 Promontory Dr is owned and occupied by an individual who bought it in May 2002.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address123 PROMONTORY DR, EL CAJON, CA 92021-4243
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2002 · Amount on File
Deed SaleMay 15, 2002 · Amount on File
Deed Document Number2002414269
Prior Transfer DateMay 21, 1993
Prior Transfer Doc0000148190
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 123 Promontory Dr was $6,801 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$549,984 (+2%) Land $222,331 Building $327,653
2025$6,801.00 Homeowner's exemption$539,201 Land $217,972 Building $321,229
2023$6,643.00 (+1.75%) Homeowner's exemption$518,265 Land $209,509 Building $308,756
2022$6,529.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 123 Promontory Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1991–2026)
Claims Outside the SFHA2 of 4
Most Recent ClaimJan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Promontory Dr is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 91% of the US · above 74% of California
Wildfire Likelihood1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADRE DAM MWD
serves 93,980 people · EPA ID CA3710037
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Promontory Dr

Nearby Streets

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