123 Proctor Ln, Decatur, TX 76234 Property Records

Wise County property record for 123 Proctor Ln, Decatur, TX 76234

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,797 sqft · built 2022
Lot Size	2.29 acres (99,927 sqft)
Owner	2 Individual Names on File
Last Sale	$1,107,557 (Jun 2026)
Tax Bill	$7,947 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Mar 2023 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`R3312.0006.00`

Property Details

APN / Parcel Number

Primary APN	`R3312.0006.00`
Alternative APNs	`000000794646` `R002162046` `794646`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,797 sqft Living Area
Gross Area	3,595 sqft
1st Floor Area	2,797 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	99,927 sqft
View / Lot	Rural
Garage Type	Attached
Garage Area	798 sqft
Parking Spaces	4 Parking Spaces
Pool Area	1 sqft
Porch	Open Porch
Porch Area	393 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R002162046
Street Address	123 PROCTOR LN
City	DECATUR
State	TX
Zip	76234-1861
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT: 6 WALNUT GROVE ESTATES PH1B 2.2940 ACRES
Legal Subdivision	WALNUT GROVE ESTATES PHASE 2B
Legal Phase	1B
Legal Lot Number	6
Jurisdiction	WISE TX
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1021
Census Tract	150103

Owner

123 Proctor Ln is owned and occupied by two individuals who bought it in June 2026.

Source: Wise County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	123 PROCTOR LN, DECATUR, TX 76234-1861
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK NA
Mar 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST
Jun 5, 2026	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Mar 28, 2022	Warranty Deed, Transfer WISE COUNTY TITLE COMPANY
Jul 26, 2021	Vendor's Lien, Transfer · ARM FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2026 · Amount on File
Deed Sale	Jun 5, 2026 · Amount on File
Prior Sale	Mar 28, 2022
Deed Document Number	20268393
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE TX
Property Address	123 PROCTOR LN, DECATUR, TX 76234-1861
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1506 S CLIFF ST, DECATUR, TX 76234-2825

Mortgage

Document Number	0202211333
Date	Jul 11, 2022
Instrument	202211333

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	DECATUR, TX 76234

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 7, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WISE TX
Property Address	123 PROCTOR LN, DECATUR, TX 76234-1861
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	GUARDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1506 S CLIFF ST, DECATUR, TX 76234-2825

Mortgage

Document Number	0202303753
Date	Mar 30, 2023
Instrument	202303753

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	LUBBOCK, TX 79423

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WISE TX
Recording Date	Jun 5, 2026
Property Address	123 PROCTOR LN, DECATUR, TX 76234-1861
Document Number	0000008393
Instrument Date	Jun 5, 2026
Instrument	20268393
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	TITLESOURCE LLC, TITLE RESOURCES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 PROCTOR LN, DECATUR, TX 76234-1861

Mortgage

Document Number	0000008394,
Date	Jun 5, 2026
Instrument	20268394

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WISE TX
Recording Date	Mar 28, 2022
Property Address	123 PROCTOR LN, DECATUR, TX 76234-1861
Document Number	0202205066
Map Reference	CAB E SL 111&112
Instrument Date	Mar 25, 2022
Instrument	202205066
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	WISE COUNTY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 VISTA DR, DECATUR, TX 76234-5054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1162, DECATUR, TX 76234-6141

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WISE TX
Recording Date	Jul 26, 2021
Property Address	123 PROCTOR LN, DECATUR, TX 76234-1861
Document Number	0202111874
Map Reference	CAB E SL 111&112
Instrument Date	Jul 12, 2021
Instrument	202111874
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	262 COUNTY ROAD 4374, DECATUR, TX 76234-5111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 VISTA DR, DECATUR, TX 76234-5054

Mortgage

Document Number	0202111875
Date	Jul 26, 2021
Instrument	202111875

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	7.5%
Index	Prime Rate
Max Rate	10.7%

Tax Assessment & Valuation

The 2025 property tax bill for 123 Proctor Ln was $7,947, down 2.5% from the year before.

Source: Wise County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Wise County
Unified School District	Decatur Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$774,043 (-3.47%) Land $190,904 Building $583,139	$774,043 (-3.47%) Land $190,904 Building $583,139
2025	$7,947.00 (-2.51%) Homeowner's exemption	$801,844 Land $190,904 Building $610,940	$801,844 Land $190,904 Building $610,940
2024	$8,152.00
2023		$565,019 Land $121,284 Building $443,735	$565,019 Land $121,284 Building $443,735
2021	$1,459.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Proctor Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Proctor Ln is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 70% of Texas
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Cirra Networks, Rise Broadband.

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