Black Hawk County property record for 123 Pinecrest Cir, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 4,077 sqft · built 1999 |
| Lot Size | 4.18 acres (182,472 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $11,580 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8912-34-302-020 |
| Primary APN | 8912-34-302-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 4 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 4,077 sqft Living Area |
| 1st Floor Area | 1,129 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 182,472 sqft (4.18 acres) |
| Garage Type | Mixed |
| Garage Area | 1,816 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Area | 600 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 3,328 sqft |
| Deck Area | 435 sqft |
| Patio Area | 364 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 123 PINECREST CIR |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-9492 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUFF SUBDIVISION LOT 3 AND EASE AS DESC IN PLAT OF HUFF SUBDIV B 25 P 122 EXC HUFF SECOND ADDITION LOT 1 |
| Legal Range | 12W |
| Legal Township | 89N |
| Legal Section | 34 |
| Legal Subdivision | HUFF SUBDIVISION |
| Legal Lot Number | 1,3 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | EAST WATERLOO |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 2700 |
123 Pinecrest Cir is owner-occupied and held in a trust.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 123 PINECREST CIR, WATERLOO, IA 50703-9492 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 123 Pinecrest Cir was $11,580 with a homeowner's exemption, up 7.3% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Elk Run Heights City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,580.00 (+7.34%) Homeowner's exemption | $767,180 Land $65,950 Building $701,230 | $767,180 Land $65,950 Building $701,230 |
| 2024 | $10,788.00 | ||
| 2023 | $659,860 (+38.03%) Land $65,950 Building $593,910 | $659,860 Land $65,950 Building $593,910 | |
| 2022 | $7,864.00 Homeowner's exemption | $478,040 Land $65,950 Building $412,090 | |
| 2021 | $478,040 Land $65,950 Building $412,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 Pinecrest Cir in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1993–2010) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Jul 2010 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 Pinecrest Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 62% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EVANSDALE WATER WORKS serves 4,561 people · EPA ID IA0723027 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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