Ballard County property record for 123 Pepper Dr, Wickliffe, KY 42087
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,100 sqft · built 2009 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $414 (2025) |
| Deeds & Mortgages | Dec 2008 Mortgage Dec 2008 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 49A-38 |
| Primary APN | 49A-38 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 123 PEPPER DR |
|---|---|
| City | WICKLIFFE |
| State | KY |
| Zip | 42087-9564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | BALLARD KY |
| Township / Civil Division | WICKLIFFE |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 950300 |
123 Pepper Dr is owned and occupied by two individuals who acquired it in December 2016.
Source: Ballard County records, as of November 12, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 123 PEPPER DR, WICKLIFFE, KY 42087-9564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2008 | Deed of Trust, Mortgage PURCHASE AREA HOUSING CORP |
| Dec 15, 2008 | Deed of Trust, Mortgage BALLARD COUNTY FISCAL COURT |
| Aug 26, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2016 |
| Deed Sale | Dec 30, 2016 |
| Deed Document Number | 0000112510 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALLARD KY |
| Property Address | 123 PEPPER DR, WICKLIFFE, KY 42087-9564 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | MTG036/044 |
|---|---|
| Date | Dec 15, 2008 |
| Book Page | MTG 036/044 |
| Instrument | 214096 |
| Name | PURCHASE AREA HOUSING CORP |
|---|---|
| Address | MAYFIELD, KY 42066 |
| Amount | Amount on Record |
|---|---|
| Term | 184 Months |
| Due | Apr 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALLARD KY |
| Property Address | 123 PEPPER DR, WICKLIFFE, KY 42087-9564 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | MTG036/056 |
|---|---|
| Date | Dec 15, 2008 |
| Book Page | MTG 036/056 |
| Instrument | 214099 |
| Name | BALLARD COUNTY FISCAL COURT |
|---|---|
| Address | MAYFIELD, KY 42066 |
| Amount | Amount on Record |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BALLARD KY |
| Recording Date | Aug 26, 2025 |
| Property Address | 123 PEPPER DR, WICKLIFFE, KY 42087-9564 |
| Document Number | 000141/216 |
| Book / Page | 141 / 216 |
| Instrument Date | Aug 11, 2025 |
| Instrument | 538928 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 123 PEPPER DR, WICKLIFFE, KY 42087-9564 |
| Name | Verified Name |
|---|---|
| Address | 123 PEPPER DR, WICKLIFFE, KY 42087-9564 |
The 2025 property tax bill for 123 Pepper Dr was $414 with an additional exemption.
Source: Ballard County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Ballard County |
| Municipality | Blandville City |
| Unified School District | Ballard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $414.00 Additional exemption filed | $90,000 | $90,000 |
| 2023 | $125.00 Additional exemption filed | $58,500 | $58,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 Pepper Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | May 2011 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 Pepper Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ballard Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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