Pender County property record for 123 Penquin Pl, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,620 sqft · built 2022 |
| Lot Size | 0.289 acres (12,589 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $326,000 (Apr 2026) |
| Tax Bill | $1,523 (2025) |
| Deeds & Mortgages | Sep 2021 Construction Loan Apr 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4203-38-0348-0000 |
| Primary APN | 4203-38-0348-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,620 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 12,589 sqft (0.289 acres) |
| Lot Dimensions | 180 ft deep x 70 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 000054502 |
|---|---|
| Street Address | 123 PENQUIN PL |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-3746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | L 500B, PB 20/37, BELVEDERE PLANTATION |
| Legal Subdivision | BELVEDERE |
| Legal Tract | 2 |
| Legal Lot Number | 500B |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 920201 |
Source: Pender County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 123 PENQUIN PL, HAMPSTEAD, NC 28443-3746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Sep 14, 2021 | Deed of Trust, Mortgage · Construction Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Apr 24, 2026 | Warranty Deed, Transfer · FHA Mortgage TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RECO |
| Apr 24, 2026 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE |
| Oct 11, 2023 | Warranty Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE |
| Apr 12, 2021 | Warranty Deed, Subdivision Related Transfer |
| May 12, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2026 · Amount on Record |
| Deed Sale | Apr 24, 2026 · Amount on Record |
| Prior Sale | Oct 11, 2023 · Amount on Record |
| Deed Document Number | 202620155144 |
| Deed Book / Page | 4890 / 2819 |
| Prior Transfer Date | Feb 1, 2013 |
| Prior Transfer Doc | 0042270162 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 123 PENQUIN PL, HAMPSTEAD, NC 28443-3746 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0047642480 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 4764/2480 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30361 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Apr 24, 2026 |
| Property Address | 123 PENQUIN PL, HAMPSTEAD, NC 28443-3746 |
| Document Number | 0020155144 |
| Book / Page | 4890 / 2819 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 2026.20155144 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RECO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $65,852.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 PENQUIN PL, HAMPSTEAD, NC 28443-3746 |
| Document Number | 0020155145, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 2026..20155145 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Apr 24, 2026 |
| Property Address | 123 PENQUIN PL, HAMPSTEAD, NC 28443-3746 |
| Document Number | 0048902819 |
| Book / Page | 4890 / 2819 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 202620155144 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $65,852.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 PENQUIN PL, HAMPSTEAD, NC 28443-3746 |
| Document Number | 0020155145, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 4890/2823 |
| Instrument | 202620155145 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Oct 11, 2023 |
| Property Address | 123 PENQUIN PL, HAMPSTEAD, NC 28443-3746 |
| Document Number | 0048230449 |
| Book / Page | 4823 / 449 |
| Instrument Date | Oct 5, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1091, ROCKY POINT, NC 28457-1091 |
| Name | Verified Name |
|---|---|
| Address | 123 PENQUIN PL, HAMPSTEAD, NC 28443-3746 |
| Document Number | 0048230451 |
|---|---|
| Date | Oct 11, 2023 |
| Instrument | 4823-0451 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Number | 0048230463 |
|---|---|
| Date | Oct 11, 2023 |
| Book Page | 4823/463 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | NORFOLK, VA 23510 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Apr 12, 2021 |
| Property Address | 123 PENQUIN PL, HAMPSTEAD, NC 28443-3746 |
| Document Number | 0047480555 |
| Book / Page | 4748 / 555 |
| Instrument Date | Apr 12, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 124 SANDYBROOK RD, WILMINGTON, NC 28411-7857 |
| Name | Verified Name |
|---|---|
| Address | 124 SANDYBROOK RD, WILMINGTON, NC 28411-7857 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | May 12, 2020 |
| Property Address | HAMPSTEAD, NC 28443 |
| Document Number | 0047111436 |
| Book / Page | 004711 / 001436 |
| Instrument Date | Apr 28, 2020 |
| Instrument | 20063310 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $30.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 124 SANDYBROOK RD WILMINGTON NC 284117857, WILMINGTON, NC 28411-7857 |
Source: Pender County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,523.00 (+5,540.74%) | $434,929 (+207.87%) Land $94,956 Building $339,973 | $434,929 (+207.87%) Land $94,956 Building $339,973 |
| 2023 | $141,271 (+4,117.04%) Land $33,504 Building $107,767 | $141,271 (+4,117.04%) Land $33,504 Building $107,767 | |
| 2022 | $27.00 | $3,350 Land $3,350 | $3,350 Land $3,350 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 83 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 83 in force |
| Nearby Flood Claims | 68 (1996–2018) |
| Claims Outside the SFHA | 24 of 68 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELVEDERE PLANTATION private · serves 3,462 people · EPA ID NC0471111 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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