123 Patrick Phillips Rd, Bakersville, NC 28705 Property Records

Mitchell County property record for 123 Patrick Phillips Rd, Bakersville, NC 28705

Property Summary

Property TypeResidential Vacant Land
Details4 bd · 3 ba · 3,318 sqft · built 2009
Lot Size8.95 acres (389,862 sqft)
OwnerIndividual Name on Record
Last Sale$100,000 (Jun 2012)
Tax Bill$5,703 (2026)
Deeds & MortgagesOct 2020 Mortgage
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN0861-00-82-9372

Property Details

APN / Parcel Number

Primary APN0861-00-82-9372
Alternative APN
  • 555607787

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area3,318 sqft Living Area

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Construction TypeWood
Lot Area389,862 sqft (8.95 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemSteam

Location & Zoning

Account Number555607787
Street Address123 PATRICK PHILLIPS RD
CityBAKERSVILLE
StateNC
Zip28705
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionFF SR 1167
Legal SubdivisionARROWOOD SURVEYING
JurisdictionMITCHELL NC
Township / Civil DivisionSNOW CREEK
Census Block Group1
Census Block1066
Census Tract950300

Owner

Source: Mitchell County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 770, BAKERSVILLE, NC 28705-0770
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Jul 28, 2017Quit Claim Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2012 · Amount on Record
Deed SaleJun 6, 2012 · Amount on Record
Prior SaleJan 27, 2006 · Amount on Record
Deed Book / Page523 / 286
Last Transfer DateJul 28, 2017
Transfer Doc000582/185
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMITCHELL NC
Property Address123 PATRICK PHILLIPS RD, BAKERSVILLE, NC 28705
Transaction TypeMortgage
Record UpdatedSep 22, 2022
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000618/636
DateOct 2, 2020
Book Page618/636
Instrument2020001782
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2035

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMITCHELL NC
Recording DateJul 28, 2017
Property Address123 PATRICK PHILLIPS RD, BAKERSVILLE, NC 28705
Document Number000582/183
Book / Page582 / 183
Instrument DateJul 28, 2017
Instrument2017001377
Transaction TypeTransfer
Record UpdatedSep 22, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2958 BALI DR, MANCHESTER, MD 21102-1857

Mortgage

Document Number000582/185
DateJul 28, 2017
Book Page582/185
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueAug 1, 2037

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMitchell County
Unified School DistrictMitchell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,703.00$891,100 (-) Land $80,900 Building $810,200
2025$5,703.00 (+1.6%)$891,100 (-) Land $80,900 Building $810,200
2023$5,613.00$891,100 Land $80,900 Building $810,200$891,100 Land $80,900 Building $810,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2003–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 78% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber · Cable
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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