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123 Paddock Cir, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 123 Paddock Cir, Schenectady, NY 12306

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 1,332 sqft · built 2015
Lot Size0.04 acres (1,742 sqft)
Owner2 Company Names on File
Last Sale$240,000 (Oct 2020)
Tax Bill$7,516 (2025)
Deeds & MortgagesJan 2024 Transfer
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422800 70.-3-117

Property Details

APN / Parcel Number

Primary APN422800 70.-3-117

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,332 sqft Living Area
1st Floor Area1,332 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area1,742 sqft (0.04 acres)
Garage TypeAttached
Garage Area391 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area24 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address123 PADDOCK CIR
CitySCHENECTADY
StateNY
Zip12306-2561
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePRD
Legal SubdivisionHELDERBERG MEADOWS CONDOMINIUMS
Legal Block3
Legal Lot Number117.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1034
Census Tract33002

Owner

Source: Schenectady County and Rotterdam Town assessment roll, APN 422800 70.-3-117, as of April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address123 PADDOCK CIR, SCHENECTADY, NY 12306-2561
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2024Intrafamily Transfer, Transfer
Oct 16, 2020Warranty Deed, Transfer · Conventional Mortgage
SEFCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 16, 2020 · Amount on Record
Deed SaleOct 16, 2020 · Amount on Record
Prior SaleFeb 11, 2016 · Amount on Record
Deed Document Number202032173
Deed Book / Page2043 / 721
Last Transfer DateMar 10, 2023
Transfer Doc0000003097
Record UpdatedJun 08, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateJan 12, 2024
Property Address123 PADDOCK CIR, SCHENECTADY, NY 12306-2561
Document Number0000003097
Book / Page2123 / 568
Map ReferenceMB 1914 PG 218
Instrument DateMar 10, 2023
Instrument202403097
Transaction TypeTransfer
Record UpdatedJan 26, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address123 PADDOCK CIR, SCHENECTADY, NY 12306-2561

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address123 PADDOCK CIR, SCHENECTADY, NY 12306-2561

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateOct 16, 2020
Property Address123 PADDOCK CIR, SCHENECTADY, NY 12306-2561
Document Number0000032173
Book / Page002043 / 000721
Instrument DateOct 14, 2020
Instrument32173
Transaction TypeTransfer
Record UpdatedOct 30, 2020
Title CompanyMERIDIAN RESEARCH GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$960.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18450 EMERALD DR #B BROOKFIELD WI 530450610, B, BROOKFIELD, WI 53045-0610

Mortgage

Document Number32178
DateOct 16, 2020
Book Page005030/000532
Instrument32178
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 15, 2050
Interest
Rate TypeAdjustable Rate
Rate2.75%

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll as of April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,516.00$200,500 (-) Land $5,000 Building $195,500$308,500 (+16.94%) Land $7,693 Building $300,807
2023$200,500 Land $5,000 Building $195,500$263,800 Land $6,579 Building $257,221

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), as of January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930330021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 52 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Hudson Valley Wireless
Fixed Wireless		200 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY4600069, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemROTTERDAM WD #5
serves 28,000 people
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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