123 Osprey Ave, Roscommon, MI 48653 Property Records

Roscommon County property record for 123 Osprey Ave, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,452 sqft · built 1965
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Nov 2017)
Tax Bill	$3,827 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-620-014-0000`

Property Details

APN / Parcel Number

Primary APN	`004-620-014-0000`

Interior

Full Baths	1 Bath
Building Area	1,452 sqft Building Perimeter
1st Floor Area	1,452 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Lot Area	14,375 sqft (0.33 acres)
Garage Area	1,160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	123 OSPREY AVE
City	ROSCOMMON
State	MI
Zip	48653-8986
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-310 P-535 L-448 P-180 243 LOTS 14 & 15 SUNSET SHORES ASS'N.
Legal Subdivision	SUNSET SHORES ASSOCIATION
Legal Lot Number	14-15
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1020
Census Tract	970401

Owner

123 Osprey Ave is owned by an individual who bought it in November 2017.

Source: Roscommon County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	8917 BINGHAM ST, ZEELAND, MI 49464-9466
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2017 · Amount on File
Deed Sale	Nov 2, 2017 · Amount on File
Deed Document Number	20178222
Deed Book / Page	1164 / 200
Record Updated	Sep 20, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Nov 2, 2017
Property Address	123 OSPREY AVE, ROSCOMMON, MI 48653-8986
Document Number	1164/0200
Book / Page	1164 / 0200
Map Reference	LB 5 PG 43
Instrument Date	Oct 31, 2017
Instrument	201700008222
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	123 OSPREY AVE, 123, ROSCOMMON, MI 48653-8986

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8917 BINGHAM ST, ZEELAND, MI 49464-9466

Mortgage

Document Number	1164/0201
Date	Nov 2, 2017
Book Page	1164/0201
Instrument	201700008223

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 123 Osprey Ave was $3,827.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,400	$440,800
2025	$3,827.00
2023		$118,400	$236,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Osprey Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Osprey Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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