123 Opening Hill Rd, Madison, CT 06443 Property Records

Madison Town property record for 123 Opening Hill Rd, Madison, CT 06443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,980 sqft · built 1986
Lot Size	2.35 acres (102,366 sqft)
Owner	2 Individual Names on File
Last Sale	$429,000 (Apr 2020)
Tax Bill	$11,728 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2020 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`MADI M:81 B:3`

Property Details

APN / Parcel Number

Primary APN	`MADI M:81 B:3`
Alternative APNs	`00468300` `468300`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,980 sqft Living Area
Gross Area	6,476 sqft
1st Floor Area	1,184 sqft
Basement Area	552 sqft
Unfinished Basement	552 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	102,366 sqft (2.35 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	468300
Street Address	123 OPENING HILL RD
City	MADISON
State	CT
Zip	06443-1922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Block	3
Jurisdiction	MADISON CT
Township / Civil Division	MADISON
Census Block Group	3
Census Block	3010
Census Tract	194201

Owner

123 Opening Hill Rd is owned and occupied by two individuals who bought it in April 2020.

Source: Madison Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	123 OPENING HILL RD, MADISON, CT 06443-1922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK
Apr 30, 2020	Warranty Deed, Transfer · Stand-Alone Refinance GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2020 · Amount on File
Deed Sale	Apr 30, 2020 · Amount on File
Deed Document Number	2020856
Deed Book / Page	2140 / 79
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	123 OPENING HILL RD, MADISON, CT 06443-1922
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2195-214
Date	Feb 22, 2021
Book Page	2195/214
Instrument	589

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2046

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON CT
Recording Date	Apr 30, 2020
Property Address	123 OPENING HILL RD, MADISON, CT 06443-1922
Document Number	2140-79
Book / Page	2140 / 79
Instrument Date	Apr 14, 2020
Instrument	856
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2140-81
Date	Apr 30, 2020
Book Page	2140/81
Instrument	857

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 123 Opening Hill Rd was $11,728, up 2.8% from the year before.

Source: Madison Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Madison Town
Unified School District	Madison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,728.00 (+2.81%)	$508,600 (-) Land $131,700 Building $374,900	$848,073 (+138.21%)
2025	$11,408.00	$508,600 Land $131,700 Building $376,900	$356,020 Land $92,190 Building $263,830
2024	$11,408.00 (+7.53%)
2023	$10,609.00 (+1.9%)	$354,000 (-) Land $100,300 Building $253,700
2022	$10,411.00	$354,000 Land $100,300 Building $253,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Opening Hill Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Opening Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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