123 Oak Tree Cir, Ozark, MO 65721 Property Records

Christian County property record for 123 Oak Tree Cir, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,661 sqft · built 1996
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$393,015 (Jul 2026)
Tax Bill	$2,140 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-0.1-1-0-0-4.008`

Property Details

APN / Parcel Number

Primary APN	`18-0.1-1-0-0-4.008`
Alternative APN	`18-0.1-01-000-000-004.008`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Building Area	1,661 sqft Living Area
1st Floor Area	1,661 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	123 OAK TREE CIR
City	OZARK
State	MO
Zip	65721-8703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 WOOD RIDGE S/D
Legal Range	21W
Legal Township	26N
Legal Section	01
Legal Subdivision	WOOD RIDGE S/D
Legal Lot Number	8
Jurisdiction	CHRISTIAN MO
Township / Civil Division	EAST FINLEY
Census Block Group	2
Census Block	2002
Census Tract	20303

Owner

Source: Christian County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	123 OAK TREE CIR, OZARK, MO 65721-8703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Sep 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jul 17, 2023	Warranty Deed, Transfer · Conventional Mortgage OLD MISSOURI BANK
Sep 19, 2019	Deed of Trust, Mortgage · VA Mortgage GUARANTY BANK
Dec 10, 2018	Intrafamily Transfer, Transfer · VA Mortgage GUARANTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Jul 17, 2023 · Amount on Record
Deed Document Number	20268211
Deed Book / Page	2026 / 8103
Prior Transfer Date	Aug 10, 2018
Prior Transfer Doc	0201816098
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jul 2, 2026
Property Address	123 OAK TREE CIR, OZARK, MO 65721-8703
Document Number	0000008211
Book / Page	2026 / 8103
Instrument Date	Jun 29, 2026
Instrument	20268211
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 OAK TREE CIR, OZARK, MO 65721-8703

Mortgage

Document Number	0000008212,
Date	Jul 2, 2026
Book Page	2026/8104
Instrument	20268212

Lender

Name	DAS ACQUISITION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	123 OAK TREE CIR, OZARK, MO 65721-8703
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	EXPERT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 OAK TREE CIR, OZARK, MO 65721-8703

Mortgage

Document Number	0202510498
Date	Sep 10, 2025
Book Page	2025/10498
Instrument	2025L10621

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2040

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Jul 17, 2023
Property Address	123 OAK TREE CIR, OZARK, MO 65721-8703
Document Number	0202307565
Book / Page	2023 / 7565
Instrument Date	Jul 12, 2023
Instrument	2023L07671
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	PREFERRED TTL OF MISSSOURI I

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 OAK TREE CIR, OZARK, MO 65721-8703

Mortgage

Document Number	2023L07672
Date	Jul 17, 2023
Instrument	2023L07672

Lender

Name	OLD MISSOURI BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	123 OAK TREE CIR, OZARK, MO 65721-8703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201912472
Date	Sep 19, 2019
Book Page	2019/12472
Instrument	2019L12598

Lender

Name	GUARANTY BANK
Type	Bank
Address	SPRINGFIELD, MO 65804

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHRISTIAN MO
Recording Date	Dec 10, 2018
Property Address	123 OAK TREE CIR, OZARK, MO 65721-8703
Document Number	0201816098
Book / Page	2018 / 16098
Instrument Date	Aug 10, 2018
Instrument	2018L16269
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	FIDELITY TITLE AGENCY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 OAK TREE CIR, OZARK, MO 65721-8703

Mortgage

Document Number	2018L16270
Date	Dec 10, 2018
Instrument	2018L16270

Lender

Name	GUARANTY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,140.00 (+5.63%)	$37,640 (+6.51%)	$198,100 (+6.51%) Land $28,000 Building $170,100
2024	$2,026.00
2023		$35,340	$186,000 Land $28,000 Building $158,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 63% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK PWS serves 23,248 people · EPA ID MO5010619
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
White River Connect Fiber	2,500 / 2,500
Wisper ISP Fixed Wireless	400 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak Tree Cir

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