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123 Oak St, Rocky Mount, NC 27804 Property Records

Nash County property record for 123 Oak St, Rocky Mount, NC 27804 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,080 sqft · built 1905
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$5,000 (Oct 2012)
Tax Bill$173 (2025)
Deeds & MortgagesSep 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN385015-54-5494

Property Details

APN / Parcel Number

Primary APN385015-54-5494
Alternative APNs
  • 025548
  • 42099

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,080 sqft Heated Area

Exterior

Year BuiltBuilt 1905
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeBlock
Roof MaterialMetal
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions130 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelGas

Location & Zoning

Account Number42099
Street Address123 OAK ST
CityROCKY MOUNT
StateNC
Zip27804-2739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description24 1 9, 1 LT,
Legal SubdivisionJOHN H LOGAN PROP
JurisdictionNASH NC
Township / Civil DivisionROCKY MOUNT
Census Block Group1
Census Block1019
Census Tract10400

Owner

Source: Nash County records · APN 385015-54-5494

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 343, ROCKY MOUNT, NC 27802-0343
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 15, 2012 · Amount on Record
Deed SaleOct 15, 2012 · Amount on Record
Prior SaleMay 02, 2012
Deed Document Number0002637685
Deed Book / Page2637 / 685
Record UpdatedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASH NC
Property Address123 OAK ST, ROCKY MOUNT, NC 27804-2739
Transaction TypeMortgage
Record UpdatedSep 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 OAK ST, ROCKY MOUNT, NC 27804-2739

Mortgage

Document Number003438/326
DateSep 15, 2025
Book Page3438/326
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46256
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

Tax Assessment & Valuation

Source: Nash County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyNash County
MunicipalityRocky Mount City
Unified School DistrictNash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$173.00 (+30.08%)$27,570 (+38.4%) Land $14,570 Building $13,000$27,570 (+38.4%) Land $14,570 Building $13,000
2023$133.00$19,920$19,920 Land $12,380 Building $7,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nash County (37127C), updated September 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371270104001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims49 (1978–2024)
Claims Outside the SFHA2 of 49
Most Recent ClaimAug 2024, river or lake flooding, Tropical Storm Debby
Claims By Storm
  • Hurricane Matthew, Oct 2016 · 5 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 18 claims
  • Hurricane Fran, Sep 1996 · 7 claims

Wildfire

Wildfire RiskLow
above 3% of the US · above 2% of North Carolina
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 339 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedFiber2,000 / 2,000
Optimum CommunicationsCable940 / 35
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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