Lorain County property record for 123 Oak St, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1945 |
| Square Footage | 1,200 sqft Living Area |
| Lot Size | 6,098 sqft (0.139 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $66,500 (2018) |
| Tax Bill | $1,786.00 (2025) |
| Primary APN | 06-24-083-101-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,200 sqft Living Area |
| 1st Floor | 600 sqft 1st Floor |
| 2nd Floor | 600 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 6,098 sqft (0.139 acres) |
| Depth X Width | 153 ft x 40 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 480 sqft Garage |
| Deck Area | 60 sqft Deck |
|---|---|
| Porch | Open Porch |
| Porch Area | 220 sqft Porch |
| Canopy Area | 94 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 123 OAK ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3346 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BRAMAN 40 X 153 |
| Legal Subdivision | BRAMANS SUBDIVISION |
| Legal Tract | 24 |
| Legal Block | 101 |
| Legal Lot Number | PT 81 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3026 |
| Census Tract | 70400 |
Source: Lorain County records · APN 06-24-083-101-018
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 123 OAK ST, ELYRIA, OH 44035-3346 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 03, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| May 20, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 14, 2021 | Intrafamily Transfer, Transfer |
| May 31, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 31, 2018 · Amount on Record |
| Deed Sale | May 31, 2018 · Amount on Record |
| Prior Sale | May 31, 2018 · Amount on Record |
| Deed Doc Number | 0000674396 |
| Last Transfer Date | May 14, 2021 |
| Transfer Doc | 20210818049 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 123 OAK ST, ELYRIA, OH 44035-3346 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000873703 |
|---|---|
| Date | May 03, 2022 |
| Instrument | 2022-0873703 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | May 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 123 OAK ST, ELYRIA, OH 44035-3346 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 20210818754 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 2021-0818754 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Jun 01, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 14, 2021 |
| Property Address | 123 OAK ST, ELYRIA, OH 44035-3346 |
| Document Number | 20210818049 |
| Map Reference | PG 1 |
| Instrument Date | May 14, 2021 |
| Instrument | 2021-0818049 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3025 CREHORE ST, 3025, LORAIN, OH 44052-2911 |
| Name | Verified Name |
|---|---|
| Address | 123 OAK ST, ELYRIA, OH 44035-3346 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 31, 2018 |
| Property Address | 123 OAK ST, ELYRIA, OH 44035-3346 |
| Document Number | 0000674396 |
| Map Reference | MB 3 PG 1 |
| Instrument Date | May 30, 2018 |
| Instrument | 2018-0674396 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $266.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 OAK ST, ELYRIA, OH 44035-3346 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,786.00 | $36,130 (+0.01%) Land $4,950 Building $31,180 | $103,220 (-) Land $14,140 Building $89,080 |
| 2024 | $1,786.00 (+21%) | $36,127 (+39.69%) Land $4,949 Building $31,178 | $103,220 (+39.69%) Land $14,140 Building $89,080 |
| 2023 | $1,476.00 (+2.64%) | $25,862 (+0.01%) Land $3,812 Building $22,050 | $73,890 (-) Land $10,890 Building $63,000 |
| 2022 | $1,438.00 | $25,860 Land $3,810 Building $22,050 | |
| 2021 | $73,890 Land $10,890 Building $63,000 |
123 Oak St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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