123 Oak Hill Rd, Mount Desert, ME 04660 Property Records

Hancock County and Mount Desert Town property record for 123 Oak Hill Rd, Mount Desert, ME 04660

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,761 sqft · built 1985
Lot Size	5.25 acres (228,690 sqft)
Owner	Individual Name on Record
Tax Bill	$4,947 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MTDS M:010 L:115`

Property Details

APN / Parcel Number

Primary APN	`MTDS M:010 L:115`
Alternative APN	`992`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,761 sqft Living Area
Gross Area	6,590 sqft
1st Floor Area	1,761 sqft
Basement Area	1,596 sqft
Unfinished Basement	1,596 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	228,690 sqft (5.25 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	992
Street Address	123 OAK HILL RD
City	MOUNT DESERT
State	ME
Zip	04660-6307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RW3
Legal Lot Number	115
Jurisdiction	MOUNT DESERT ME
Township / Civil Division	MOUNT DESERT
Census Block Group	1
Census Block	1001
Census Tract	966000

Owner

Source: Hancock County and Mount Desert Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	123 OAK HILL RD, MOUNT DESERT, ME 04660-6307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit BAR HARBOR BANK & TRUST CO
Nov 13, 2019	Deed of Trust, Mortgage BAR HARBOR BK&TR
Aug 22, 2019	Deed of Trust, Mortgage · Line of Credit BAR HARBOR BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOUNT DESERT ME
Property Address	123 OAK HILL RD, MOUNT DESERT, ME 04660-6307
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072390770
Date	Nov 1, 2022
Book Page	7239/770
Instrument	2022015950

Lender

Name	BAR HARBOR BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOUNT DESERT ME
Property Address	123 OAK HILL RD, MOUNT DESERT, ME 04660-6307
Document Number	0069900235
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 OAK HILL RD MOUNT DESERT ME 046606307, MOUNT DESERT, ME 04660-6307

Mortgage

Document Number	0069900235
Date	Nov 18, 2019
Book Page	006990/000235
Instrument	17433

Lender

Name	BAR HARBOR BK&TR
Type	Bank
Address	BAR HARBOR, ME 04609

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOUNT DESERT ME
Property Address	123 OAK HILL RD, MOUNT DESERT, ME 04660-6307
Document Number	0069780505
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 OAK HILL RD MOUNT DESERT ME 046606307, MOUNT DESERT, ME 04660-6307

Mortgage

Document Number	0069780505
Date	Sep 23, 2019
Book Page	006978/000505
Instrument	14405

Lender

Name	BAR HARBOR BK&TR
Type	Bank
Address	BAR HARBOR, ME 04609

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hancock County and Mount Desert Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Hancock County
County Subdivision	Mount Desert Town
Elementary School District	Mount Desert (KG - 08)
Secondary School District	Mount Desert Community School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,947.00 (+3.26%)	$625,400 (+21.39%) Land $207,300 Building $418,100
2024	$4,791.00 (+6.63%)	$515,200 (-) Land $172,700 Building $342,500
2023	$4,493.00 (+8.47%)	$515,200 (-) Land $172,700 Building $342,500
2022	$4,142.00	$515,200 Land $172,700 Building $342,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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