123 North Ave, Mount Clemens, MI 48043 Property Records

Macomb County property record for 123 North Ave, Mount Clemens, MI 48043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,310 sqft · built 1920
Lot Size	0.086 acres (3,746 sqft)
Owner	2 Individual Names on File
Last Sale	$177,000 (Nov 2023)
Tax Bill	$3,602 (2025)
Deeds & Mortgages	Nov 2023 Transfer Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-11-11-451-012`

Property Details

APN / Parcel Number

Primary APN	`05-11-11-451-012`
Alternative APN	`1111451012`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,310 sqft Living Area
1st Floor Area	649 sqft
Basement Area	649 sqft
Unfinished Basement	649 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Construction Type	Brick
Lot Area	3,746 sqft (0.086 acres)
Lot Dimensions	75 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	123 NORTH AVE
City	MOUNT CLEMENS
State	MI
Zip	48043-5526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-B
Legal Description	FERRINS ADDITION E 75 FT OF N 50 FT OF LOT 5.
Legal Subdivision	FERRINS ADD
Legal Lot Number	5
Jurisdiction	MACOMB MI
Township / Civil Division	MOUNT CLEMENS
Census Block Group	3
Census Block	3000
Census Tract	245100

Owner

123 North Ave is owned and occupied by two individuals who bought it in November 2023.

Source: Macomb County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	123 NORTH AVE, MOUNT CLEMENS, MI 48043-5526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Correction Deed NOT AVAILABLE, TITLEOCITY
Nov 1, 2023	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2023 · Amount on File
Deed Sale	Nov 1, 2023 · Amount on File
Prior Sale	Apr 3, 2012 · Amount on File
Deed Document Number	202392090
Deed Book / Page	29359 / 710
Prior Transfer Date	Dec 3, 2007
Prior Transfer Doc	0000009494
Record Updated	Oct 29, 2026

November 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	MACOMB MI
Recording Date	Nov 16, 2023
Property Address	123 NORTH AVE, MOUNT CLEMENS, MI 48043-5526
Document Number	2300096484
Book / Page	29379 / 622
Map Reference	LB 2 PG 3
Instrument Date	Nov 15, 2023
Instrument	202300096484
Record Updated	Dec 6, 2023
Title Company	NOT AVAILABLE, TITLEOCITY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Nov 1, 2023
Property Address	123 NORTH AVE, MOUNT CLEMENS, MI 48043-5526
Document Number	2300092090
Book / Page	29359 / 710
Map Reference	LB 2 PG 3
Instrument Date	Oct 27, 2023
Instrument	202300092090
Transaction Type	Transfer
Record Updated	Nov 13, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,327.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7818 LAKE DR, CLAY, MI 48001-3024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 NORTH AVE, MOUNT CLEMENS, MI 48043-5526

Mortgage

Document Number	2300092081
Date	Nov 1, 2023
Instrument	202300092081

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

Mortgage

Document Number	2300092082
Date	Nov 1, 2023
Book Page	29359/659
Instrument	202300092082

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 123 North Ave was $3,602 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Mount Clemens City
Unified School District	Mount Clemens Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,500 (+9.15%)	$155,000 (+9.15%)
2025	$3,602.00 Homeowner's exemption	$71,000	$142,000
2023		$58,400	$116,800
2022	$2,160.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 123 North Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 123 North Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT CLEMENS serves 16,314 people · EPA ID MI0004510
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Organic carbon removal Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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