123 N Willow St, Vermillion, SD 57069 Property Records

Clay County property record for 123 N Willow St, Vermillion, SD 57069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,186 sqft · built 1910
Lot Size	0.303 acres (13,200 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Apr 2025)
Tax Bill	$4,368 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15060-00500-140-00`

Property Details

APN / Parcel Number

Primary APN	`15060-00500-140-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,186 sqft Living Area
Gross Area	5,404 sqft
1st Floor Area	1,746 sqft
Basement Area	1,738 sqft
Unfinished Basement	1,738 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1960
Exterior Material	Marblecrete
Construction Type	Metal Frame
Roof Material	Composition Shingle
Lot Area	13,200 sqft (0.303 acres)
Garage Type	Detached
Garage Area	304 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	123 N WILLOW ST
City	VERMILLION
State	SD
Zip	57069-2736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 13 & 14 BLK 5 BIGELOWS UNIVERSITY ADDN
Legal Subdivision	BIGELOWS UNIVERSITY ADDITION ,
Legal Block	5
Legal Lot Number	13,14
Jurisdiction	CLAY SD
Township / Civil Division	VERMILLION
Census Block Group	4
Census Block	4009
Census Tract	965900

Owner

123 N Willow St is owned and occupied by an individual who bought it in April 2025.

Source: Clay County records, as of April 7, 2026

Owner of Record	Individual Name on File
Mailing Address	123 N WILLOW ST, VERMILLION, SD 57069-2736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2025 · Amount on File
Deed Sale	Apr 1, 2025 · Amount on File
Prior Sale	Jul 24, 2014 · Amount on File
Prior Transfer Date	Jul 22, 2021
Prior Transfer Doc	D82/306
Record Updated	Sep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY SD
Recording Date	Jul 27, 2021
Property Address	123 N WILLOW ST, VERMILLION, SD 57069-2736
Document Number	D82/306
Book / Page	D82 / 306
Instrument Date	Jul 22, 2021
Instrument	145906
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	123 N WILLOW ST, VERMILLION, SD 57069-2736

Mortgage

Document Number	145907
Date	Jul 27, 2021
Instrument	145907

Lender

Name	CORTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 123 N Willow St was $4,368.

Source: Clay County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Clay County
Municipality	Vermillion City
Unified School District	Vermillion School District 13-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,368.00	$241,758 Land $26,664 Building $215,094
2023	$3,979.00 (+10.13%)	$189,230 Land $22,044 Building $167,186
2022	$3,613.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 123 N Willow St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 29, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 N Willow St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERMILLION serves 11,695 people · EPA ID SD4600342
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable	1,250 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20