Clayton County property record for 123 N Front St, Clayton, IA 52049
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 988 sqft · built 1981 |
| Lot Size | 0.287 acres (12,512 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,200 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2301102002 |
| Primary APN | 2301102002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| Basement Area | 988 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,512 sqft (0.287 acres) |
| Lot Depth | 136 ft Depth |
| Porch | Slab |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 80 sqft |
| Patio Area | 218 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Street Address | 123 N FRONT ST |
|---|---|
| City | CLAYTON |
| State | IA |
| Zip | 52049-8259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 16 FT LOT 15, LOT 16 , S 3 FT OF LOT 17, LOT 1 OF 17 AND ALLEY BETWEEN LOTS 16 & 17 BLK 2 AND LOTS 9 AND 1 OF 10 NORTH |
| Legal Subdivision | NORTH FRONT STREET SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 1,9 |
| Jurisdiction | CLAYTON IA |
| Township / Civil Division | CLAYTON |
| Census Block Group | 1 |
| Census Block | 1077 |
| Census Tract | 70100 |
123 N Front St is owned by an individual who acquired it in July 2016.
Source: Clayton County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3917 S MAIN ST, CEDAR FALLS, IA 50613-5561 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 21, 2016 |
| Transfer Doc | 2016R02385 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 123 N Front St was $3,200, up 3.3% from the year before.
Source: Clayton County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clayton County |
| Municipality | Clayton City |
| Unified School District | Clayton Ridge Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,200.00 (+3.29%) | $289,143 Land $145,418 Building $143,725 | $289,143 Land $145,418 Building $143,725 |
| 2024 | $3,098.00 | ||
| 2023 | $255,233 Land $132,132 Building $123,101 | $255,233 Land $132,132 Building $123,101 | |
| 2022 | $3,062.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 N Front St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 12 (1986–2023) |
| Claims Outside the SFHA | 6 of 12 |
| Most Recent Claim | Apr 2023 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 N Front St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAYTON WATER SUPPLY serves 45 people · EPA ID IA2203039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Alpine Communications Fiber | 500 / 500 |
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