123 N 3rd Ave, Chenoa, IL 61726 Property Records

McLean County property record for 123 N 3rd Ave, Chenoa, IL 61726

Property Summary

Property Type	Single Family Home
Details	1 ba · 824 sqft · built 1869
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$116,500 (Jun 2018)
Tax Bill	$2,717 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-01-311-005`

Property Details

APN / Parcel Number

Primary APN	`03-01-311-005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	824 sqft Living Area
1st Floor Area	824 sqft

Exterior

Year Built	Built 1869
Effective Year Built	Effective 1869
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Detached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	123 N 3RD AVE
City	CHENOA
State	IL
Zip	61726-1033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST CHENOA 1,2,3 &4 BLK 10
Legal Subdivision	EAST CHENOA
Legal Block	10
Jurisdiction	MCLEAN IL
Township / Civil Division	CHENOA
Census Block Group	1
Census Block	1033
Census Tract	5700

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	123 N 3RD AVE, CHENOA, IL 61726-1033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 11, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2018 · Amount on Record
Deed Sale	Jun 11, 2018 · Amount on Record
Prior Sale	May 6, 2008 · Amount on Record
Deed Document Number	20189070
Prior Transfer Date	Aug 16, 2005
Prior Transfer Doc	0000032968
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	123 N 3RD AVE, CHENOA, IL 61726-1033
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200002039
Date	Jan 31, 2022
Instrument	2022-00002039

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.99%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 11, 2018
Property Address	123 N 3RD AVE, CHENOA, IL 61726-1033
Document Number	201800009070
Instrument Date	Jun 1, 2018
Instrument	2018-00009070
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE, ALLINECE LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$174.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 N 3RD AVE, CHENOA, IL 61726-1033

Mortgage

Document Number	201800009071
Date	Jun 11, 2018
Instrument	2018-00009071

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Chenoa Township
Municipality	Chenoa City
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,614 (+20.69%) Land $8,499 Building $30,115	$115,842 (+20.69%) Land $25,497 Building $90,345
2024	$2,717.00 (+9.73%)
2023	$2,476.00	$31,994 Land $7,042 Building $24,952	$95,982 Land $21,126 Building $74,856

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1986 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHENOA serves 1,800 people · EPA ID IL1130300
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023
Treatment and Procedure	Corrosion control Apr 2023 Lead public education Mar 2023 Lead service line replacement Oct 2019
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Nextlink, Verizon, Watch TV.

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