123 Murphy St, Wauconda, IL 60084 Property Records

Lake County property record for 123 Murphy St, Wauconda, IL 60084

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,993 sqft · built 1996
Lot Size	0.104 acres (4,526 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Jan 2025)
Tax Bill	$8,824 (2024)
Deeds & Mortgages	Jan 2025 Sale & Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-403-032`

Property Details

APN / Parcel Number

Primary APN	`09-26-403-032`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,993 sqft Living Area
Gross Area	2,373 sqft
1st Floor Area	873 sqft
2nd Floor Area	1,120 sqft
Upper Floors Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,526 sqft (0.104 acres)
Lot Dimensions	77 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	123 MURPHY ST
City	WAUCONDA
State	IL
Zip	60084-1833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MURPHYS LAKESIDE SUB LOT 8 & LOT 9
Legal Subdivision	MURPHYS LAKESIDE SUB
Legal Lot Number	8,9
Jurisdiction	LAKE IL
Township / Civil Division	WAUCONDA
Census Block Group	1
Census Block	1009
Census Tract	864208

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 S GEORGE ST, MOUNT PROSPECT, IL 60056-3426
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2025	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jun 7, 2023	Quit Claim Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Jul 1, 2021	Warranty Deed, Transfer · Commercial Mortgage HOUSEMAX FUNDING FUND I LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2025 · Amount on Record
Deed Sale	Jan 23, 2025 · Amount on Record
Prior Sale	Jul 1, 2021 · Amount on Record
Deed Document Number	20258079679
Prior Transfer Date	May 25, 2023
Prior Transfer Doc	0007977254
Record Updated	Sep 20, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jan 23, 2025
Property Address	123 MURPHY ST, WAUCONDA, IL 60084-1833
Document Number	0008079679
Map Reference	MB K PG 89
Instrument Date	Dec 27, 2024
Instrument	8079679
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 S GEORGE ST, MOUNT PROSPECT, IL 60056-3426

Mortgage

Document Number	0008079680
Date	Jan 23, 2025
Instrument	8079680

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IL
Recording Date	Jun 7, 2023
Property Address	123 MURPHY ST, WAUCONDA, IL 60084-1833
Document Number	0007977254
Map Reference	DOC 207119
Instrument Date	May 25, 2023
Instrument	7977254
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 MURPHY ST, WAUCONDA, IL 60084-1833

Mortgage

Document Number	0007977255
Date	Jun 7, 2023
Instrument	7977255

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.62%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jul 1, 2021
Property Address	123 MURPHY ST, WAUCONDA, IL 60084-1833
Document Number	0007804644
Map Reference	DOC 207119
Instrument Date	May 19, 2021
Instrument	7804644
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	719 EDGEWATER PKWY, WAUCONDA, IL 60084-1305

Mortgage

Document Number	0007804645
Date	Jul 1, 2021
Instrument	7804645

Lender

Name	HOUSEMAX FUNDING FUND I LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	23 Months
Due	Jun 1, 2023

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Wauconda Township
Municipality	Wauconda Village
Unified School District	Wauconda Community Unit School District 118 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$105,896 (+16.78%) Land $19,250 Building $86,646	$317,720 (+16.78%) Land $57,756 Building $259,964
2024	$8,824.00 (-4.49%)
2023	$9,239.00 (+12.78%)	$90,677 (+7.09%) Land $16,484 Building $74,193	$272,058 (+7.09%) Land $49,457 Building $222,601
2022	$8,192.00	$84,675 Land $17,851 Building $66,824	$254,050 Land $53,558 Building $200,492

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAUCONDA serves 15,349 people · EPA ID IL0971850
Water Source	Purchased surface water from CENTRAL LAKE COUNTY JAWA
Last State Inspection	Mar 2026
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: i3 Broadband.

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