123 Mount Olivet Rd, Wartrace, TN 37183 Property Records

Bedford County property record for 123 Mount Olivet Rd, Wartrace, TN 37183

Property Summary

Property Type	Rural Home
Details	2 ba · 2,764 sqft · built 2016
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (Mar 2020)
Tax Bill	$3,383 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002091 00503`

Property Details

APN / Parcel Number

Primary APN	`002091 00503`
Alternative APN	`091 00503`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,764 sqft Living Area
1st Floor Area	2,764 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Siding
Lot Area	871,200 sqft (20 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	627 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	835 sqft
Shed	1 Shed
Shed Area	864 sqft
Pole Barn	2,400 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	123 MOUNT OLIVET RD
City	WARTRACE
State	TN
Zip	37183-3213
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DIST:03 MAP REF:091
Jurisdiction	BEDFORD TN
Township / Civil Division	1
Census Block Group	2
Census Block	2075
Census Tract	950700

Owner

Source: Bedford County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	123 MOUNT OLIVET RD, WARTRACE, TN 37183-3213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK OF TENNESSEE
Mar 9, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BK NA
Jun 20, 2017	Warranty Deed, Transfer · Conventional with PMI M&F BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2020 · Amount on Record
Deed Sale	Mar 9, 2020 · Amount on Record
Prior Sale	Jun 26, 2017 · Amount on Record
Deed Document Number	20001836
Deed Book / Page	D356 / 235
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TN
Property Address	123 MOUNT OLIVET RD, WARTRACE, TN 37183-3213
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD1058824
Date	Jul 7, 2022
Book Page	TD1058/824
Instrument	22005631

Lender

Name	FIRST COMMUNITY BANK OF TENNESSEE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD TN
Recording Date	Mar 9, 2020
Property Address	123 MOUNT OLIVET RD, WARTRACE, TN 37183-3213
Document Number	D1836
Book / Page	000356 / 000235
Instrument Date	Mar 6, 2020
Instrument	1836
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,183.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	123 MOUNT OLIVET RD WARTRACE TN 371833213, WARTRACE, TN 37183-3213

Mortgage

Document Number	D1837
Date	Mar 9, 2020
Book Page	000956/000373
Instrument	1837

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD TN
Recording Date	Jun 20, 2017
Property Address	123 MOUNT OLIVET RD, WARTRACE, TN 37183-3213
Document Number	D3669
Book / Page	000338 / 000400
Instrument Date	Jun 19, 2017
Instrument	3669
Transaction Type	Transfer
Record Updated	Jun 30, 2017
Title Company	METROPOLITAN ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,735.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	332 JOHN SHAW RD LEWISBURG TN 370914923, LEWISBURG, TN 37091-4923

Mortgage

Document Number	D3670
Date	Jun 20, 2017
Book Page	000882/000658
Instrument	3670

Lender

Name	M&F BK
Type	Bank
Address	MURFREESBORO, TN 37130

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2047

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Bedford County
Unified School District	Bedford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,383.00 Additional exemption filed	$145,475 (-) Land $32,375 Building $113,100
2023		$145,475 Land $32,375 Building $113,100
2021			$654,300 Land $201,900 Building $452,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2002)
Most Recent Claim	Jan 2002 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARTRACE WATER SYSTEM serves 3,576 people · EPA ID TN0000730
Water Source	Purchased surface water from TULLAHOMA UTILITIES AUTHORITY
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	25 / 3

May also be available: United Communications.

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