123 Morris Rd, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 123 Morris Rd, Fort Wright, KY 41011

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,296 sqft · built 1949
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (May 2026)
Tax Bill$2,200 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Mar 2026 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN027-40-11-013.00

Property Details

APN / Parcel Number

Primary APN027-40-11-013.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,296 sqft Finished Area

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Exterior MaterialBrick
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area5,663 sqft (0.13 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address123 MORRIS RD
CityCOVINGTON
StateKY
Zip41011-2735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBARRINGTON WOODS SEC 3 PT LOT 98
Legal SubdivisionBARRINGTON WOODS
Legal Phase3
Legal Lot Number98
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2000
Census Tract64800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2634 GRANITE PASS, BURLINGTON, KY 41005-7732
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 8, 2026Warranty Deed, Transfer · Conventional Mortgage
GUARDIAN SAVINGS BANK
Mar 4, 2026Deed, Transfer
E-PERFORMANCE TITLE, PERFORMANCE TITLE
Mar 4, 2026Deed, Transfer
E-PERFORMANCE TITLE, PERFORMANCE TITLE
Sep 15, 2021Warranty Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Jan 27, 2020Warranty Deed, Transfer · Conventional Mortgage
STOCKYARD BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2026 · Amount on Record
Deed SaleMay 8, 2026 · Amount on Record
Prior SaleMar 4, 2026 · Amount on Record
Deed Document Number20269507
Deed Book / Page427 / 653
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateMay 8, 2026
Property Address123 MORRIS RD, COVINGTON, KY 41011-2735
Document Number0000009507
Book / Page427 / 653
Instrument DateMay 1, 2026
Instrument20269507
Transaction TypeTransfer
Record UpdatedJun 2, 2026
Title CompanyPROMINENCE TITLE, PROMINENT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$28,785.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2634 GRANITE PASS, BURLINGTON, KY 41005-7732

Mortgage

Document Number0000009508,
DateMay 8, 2026
Instrument202605089508
Lender
NameGUARDIAN SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

March 2026: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateMar 4, 2026
Property Address123 MORRIS RD, FT WRIGHT, KY 41011-2735
Document Number0000004330
Book / Page394 / 650
Instrument DateMar 2, 2026
Instrument26059000004330
Transaction TypeTransfer
Record UpdatedMar 17, 2026
Title CompanyE-PERFORMANCE TITLE, PERFORMANCE TITLE

Transaction

AmountAmount Recorded
Tax$225.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address123 MORRIS RD, COVINGTON, KY 41011-2735

Transferred To (Grantee/Buyer)

NameVerified Name
Address2529 RITCHIE ST, CRESCENT SPRINGS, KY 41017-1609

March 2026: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateMar 4, 2026
Property Address123 MORRIS RD, FT WRIGHT, KY 41011-2735
Document Number0000004330
Book / Page394 / 650
Instrument DateMar 2, 2026
Instrument26059000004330
Transaction TypeTransfer
Record UpdatedApr 16, 2026
Title CompanyE-PERFORMANCE TITLE, PERFORMANCE TITLE

Transaction

AmountAmount Recorded
Tax$225.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address123 MORRIS RD, COVINGTON, KY 41011-2735

Transferred To (Grantee/Buyer)

NameVerified Name
Address2529 RITCHIE ST, CRESCENT SPRINGS, KY 41017-1609

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 15, 2021
Property Address123 MORRIS RD, COVINGTON, KY 41011-2735
Document Number0005900203
Book / Page117 / 854
Map ReferencePL 482 C
Instrument DateSep 7, 2021
Instrument21091505900203
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2709 WESLEY DR, 2709, VILLA HILLS, KY 41017-1040

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address123 MORRIS RD, COVINGTON, KY 41011-2735

Mortgage

Document Number0005900204
DateSep 15, 2021
Instrument21091505900204
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 27, 2020
Property Address123 MORRIS RD, COVINGTON, KY 41011-2735
Document Number0000000204
Book / Page000004 / 000090
Instrument DateJan 16, 2020
Instrument204
Transaction TypeTransfer
Record UpdatedMar 20, 2020
Title CompanyLAWYERS TITLE/CINCINNATI INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$186.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 MORRIS RD COVINGTON KY 410112735, COVINGTON, KY 41011-2735

Mortgage

Document Number205
DateJan 27, 2020
Book Page0000M6/000685
Instrument205
Lender
NameSTOCKYARD BK&TR
TypeBank
AddressLOUISVILLE, KY 40206
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 26, 2050

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Wright City
Unified School DistrictBeechwood Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$222,000 (-) Land $40,000 Building $182,000$222,000 (-) Land $40,000 Building $182,000
2025$2,200.00 (-7.02%)$222,000 (-) Land $40,000 Building $182,000$222,000 (-) Land $40,000 Building $182,000
2023$2,366.00$222,000 Land $40,000 Building $182,000$222,000 Land $40,000 Building $182,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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