123 Morningside Dr, Falling Waters, WV 25419 Property Records

Berkeley County property record for 123 Morningside Dr, Falling Waters, WV 25419

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 1,532 sqft · built 1997
Lot Size0.119 acres (5,227 sqft)
OwnerIndividual Name on Record
Last Sale$325,000 (Nov 2025)
Tax Bill$1,708 (2025)
Deeds & MortgagesSep 2021 Mortgage
Nov 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-13M-0072.0000

Property Details

APN / Parcel Number

Primary APN02-13M-0072.0000
Alternative APNs
  • 02-02-13M-0072.0000
  • 07216356

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,532 sqft Living Area
1st Floor Area1,532 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Architectural StyleOther
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeRaised
Lot Area5,227 sqft (0.119 acres)
Garage Area420 sqft
PorchPorch
Porch Area24 sqft
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number07216356
Street Address123 MORNINGSIDE DR
CityFALLING WATERS
StateWV
Zip25419-4051
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description.12 ACRE LOT 76 PHASE 7 SPRING MILLS VILLA TOWNHOUSE
Legal SubdivisionSPRING MILLS VILLA PH 7
Legal Lot Number76
JurisdictionBERKELEY WV
Township / Civil DivisionPOTOMAC
Census Block Group2
Census Block2000
Census Tract971105

Owner

Source: Berkeley County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address123 MORNINGSIDE DR, FALLING WATERS, WV 25419-4051
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2021Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LOAN SERVICING LLC
Nov 20, 2025Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MTG CORP
May 19, 2023Correction Deed
May 20, 2019Deed, Transfer · FHA Mortgage
UNION BANK & TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2025 · Amount on Record
Deed SaleNov 20, 2025 · Amount on Record
Prior SaleMay 20, 2019 · Amount on Record
Deed Document Number20250033780
Deed Book / Page1547 / 493
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKELEY WV
Property Address123 MORNINGSIDE DR, FALLING WATERS, WV 25419-4051
Transaction TypeMortgage
Record UpdatedJan 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003772/147
DateSep 10, 2021
Book Page3772/147
Instrument20210033207
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionBERKELEY WV
Recording DateNov 20, 2025
Property Address123 MORNINGSIDE DR, FALLING WATERS, WV 25419-4051
Document Number001547/493
Book / Page1547 / 493
Map ReferencePC 6 SL 35
Instrument DateNov 1, 2025
Instrument20250033780
Transaction TypeTransfer
Record UpdatedJan 19, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,502.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address123 MORNINGSIDE DR, FALLING WATERS, WV 25419-4051

Mortgage

Document Number20250033781
DateNov 20, 2025
Instrument20250033781
Lender
NameAMERICAN PACIFIC MTG CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

May 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionBERKELEY WV
Recording DateMay 19, 2023
Property Address123 MORNINGSIDE DR, FALLING WATERS, WV 25419-4051
Document Number001438/487
Book / Page1438 / 487
Map ReferencePC 6 SL 35
Instrument DateMay 18, 2023
Instrument20230013391
Record UpdatedJan 19, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

May 2019: Deed, Transfer

Document TypeDeed
JurisdictionBERKELEY WV
Recording DateMay 20, 2019
Property Address123 MORNINGSIDE DR, FALLING WATERS, WV 25419-4051
Document Number0001249/19
Book / Page1249 / 19
Map ReferencePC 6 SL 35
Instrument DateMay 2, 2019
Instrument20190014989
Transaction TypeTransfer
Record UpdatedJan 19, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,597.75
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address123 MORNINGSIDE DR, FALLING WATERS, WV 25419-4051

Mortgage

Document Number20190014990
DateMay 20, 2019
Instrument20190014990
Lender
NameUNION BANK & TRUST
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateWest Virginia
CountyBerkeley County
Unified School DistrictBerkeley County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,708.00 (+7.49%) Homeowner's exemption$160,500 (+27.62%) Land $30,600 Building $129,900$267,500 (+27.62%) Land $51,000 Building $216,500
2023$1,589.00$125,760 Land $27,540 Building $98,220$209,600 Land $45,900 Building $163,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBERKELEY COUNTY PSWD-POTOMAC RIVER
serves 69,372 people · EPA ID WV3300218
Water SourceSurface water
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

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