Berkeley County property record for 123 Morningside Dr, Falling Waters, WV 25419
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,532 sqft · built 1997 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Nov 2025) |
| Tax Bill | $1,708 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Nov 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-13M-0072.0000 |
| Primary APN | 02-13M-0072.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,532 sqft Living Area |
| 1st Floor Area | 1,532 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Lot Area | 5,227 sqft (0.119 acres) |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 24 sqft |
| Patio Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07216356 |
|---|---|
| Street Address | 123 MORNINGSIDE DR |
| City | FALLING WATERS |
| State | WV |
| Zip | 25419-4051 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | .12 ACRE LOT 76 PHASE 7 SPRING MILLS VILLA TOWNHOUSE |
| Legal Subdivision | SPRING MILLS VILLA PH 7 |
| Legal Lot Number | 76 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | POTOMAC |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 971105 |
Source: Berkeley County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 123 MORNINGSIDE DR, FALLING WATERS, WV 25419-4051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Nov 20, 2025 | Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MTG CORP |
| May 19, 2023 | Correction Deed |
| May 20, 2019 | Deed, Transfer · FHA Mortgage UNION BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2025 · Amount on Record |
| Deed Sale | Nov 20, 2025 · Amount on Record |
| Prior Sale | May 20, 2019 · Amount on Record |
| Deed Document Number | 20250033780 |
| Deed Book / Page | 1547 / 493 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 123 MORNINGSIDE DR, FALLING WATERS, WV 25419-4051 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003772/147 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 3772/147 |
| Instrument | 20210033207 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | Nov 20, 2025 |
| Property Address | 123 MORNINGSIDE DR, FALLING WATERS, WV 25419-4051 |
| Document Number | 001547/493 |
| Book / Page | 1547 / 493 |
| Map Reference | PC 6 SL 35 |
| Instrument Date | Nov 1, 2025 |
| Instrument | 20250033780 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,502.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 123 MORNINGSIDE DR, FALLING WATERS, WV 25419-4051 |
| Document Number | 20250033781 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 20250033781 |
| Name | AMERICAN PACIFIC MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | May 19, 2023 |
| Property Address | 123 MORNINGSIDE DR, FALLING WATERS, WV 25419-4051 |
| Document Number | 001438/487 |
| Book / Page | 1438 / 487 |
| Map Reference | PC 6 SL 35 |
| Instrument Date | May 18, 2023 |
| Instrument | 20230013391 |
| Record Updated | Jan 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY WV |
| Recording Date | May 20, 2019 |
| Property Address | 123 MORNINGSIDE DR, FALLING WATERS, WV 25419-4051 |
| Document Number | 0001249/19 |
| Book / Page | 1249 / 19 |
| Map Reference | PC 6 SL 35 |
| Instrument Date | May 2, 2019 |
| Instrument | 20190014989 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,597.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 123 MORNINGSIDE DR, FALLING WATERS, WV 25419-4051 |
| Document Number | 20190014990 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 20190014990 |
| Name | UNION BANK & TRUST |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,708.00 (+7.49%) Homeowner's exemption | $160,500 (+27.62%) Land $30,600 Building $129,900 | $267,500 (+27.62%) Land $51,000 Building $216,500 |
| 2023 | $1,589.00 | $125,760 Land $27,540 Building $98,220 | $209,600 Land $45,900 Building $163,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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