Ionia County property record for 123 Mill St, Ionia, MI 48846
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | Individual Name on File |
| Last Sale | $64,900 (Oct 1999) |
| Tax Bill | $1,060 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20409000034000 |
| Primary APN | 20409000034000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Architectural Style | Other |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 12,502 sqft (0.287 acres) |
| Lot Dimensions | 223 ft deep x 56 ft wide |
| Garage Area | 836 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Street Address | 123 MILL ST |
|---|---|
| City | IONIA |
| State | MI |
| Zip | 48846-1852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT |
| Legal Description | CITY OF IONIA SUP. INMANS ADDITION LOT 79 INMANS ADD EXC N 41FT OF SD LOT, EXTENDEING FROM SW COR OF LOT 80 TO W BOUNDARY LINE OF LOT 79, OF SD ADD. EXCEPT BEG AT A PT ON S LINE OF LOT 80 N 87D 45' 28 W 22 FT FROM SE COR LOT 80; S 01D 08' 39 W 5 FT; |
| Legal Subdivision | CITY OF IONIA SUP INMANS ADD |
| Legal Lot Number | 79-80 |
| Jurisdiction | IONIA MI |
| Township / Civil Division | IONIA |
| Census Block Group | 4 |
| Census Block | 4041 |
| Census Tract | 31700 |
123 Mill St is owned and occupied by an individual who bought it in October 1999.
Source: Ionia County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 123 MILL ST, IONIA, MI 48846-1852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 1999 · Amount on File |
| Deed Sale | Oct 12, 1999 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IONIA MI |
| Property Address | 123 MILL ST, IONIA, MI 48846-1852 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000000649/0000008451 |
|---|---|
| Date | Apr 9, 2018 |
| Book Page | 0000000649/0000008451 |
| Name | ASTERA CU |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 177 Months |
| Due | Jan 1, 2033 |
The 2025 property tax bill for 123 Mill St was $1,060 with a homeowner's exemption.
Source: Ionia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| Municipality | Ionia City |
| Unified School District | Ionia Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73,700 (+9.19%) Land $16,600 Building $57,100 | $147,400 (+9.19%) Land $33,200 Building $114,200 | |
| 2025 | $1,060.00 Homeowner's exemption | $67,500 Land $15,500 Building $52,000 | $135,000 Land $31,000 Building $104,000 |
| 2023 | $44,700 Land $11,400 Building $33,300 | $89,400 Land $22,800 Building $66,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 Mill St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 11 (2004–2018) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 Mill St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IONIA serves 11,708 people · EPA ID MI0003370 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Point Broadband, Verizon.
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